

Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396

Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Frank was attentive, responsive and provided updates during the entire process. He keep us informed on the latest market trends, rates and consulted with us on when to lock in our rate. Frank treated as if we were his only clients, during a...
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Excellent service
Frank and Andrew are both professional and very easy to deal with. I will definitely recommend Embrace to my family and friends.
Frank was very helpful throughout the whole home buying process. As first time home buyers it was pretty overwhelming for us, but Frank made sure we understood everything that was happening and what to be ready for at the next step. I would...
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Embrace Home Loans exceeded our expectations. As first time home buyers, we were impressed by how knowledgeable Frank and his team were. We immediately felt comfortable upon speaking with Frank on the phone and meeting with him. Frank and his...
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always answered my questions in timely and HONEST manner - always got back to me, explained everything - hassle free
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Frank is a great guy. He knows the ins and out of mortgages. I would recommend highly.
Extremely informative and helpful at ANY time of the day and throughout the entire process. Frank and his team are very attentive and great to have on your side for this entire journey. I will be using them if I ever decide to buy again and...
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Frank's team delivered every step of the way, leaving the other lenders I parted ways with in the dust. Attorney and Agent agreed Embrace handled the business as it should be: clear, effective, with constant progress keeping deadlines way out...
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.