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Frank Virga - AnnieMac Home Mortgage - Area Manager | NMLS# 71396 in Hauppauge, NY

Frank Virga - AnnieMac Home Mortgage

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Area Manager | NMLS# 71396

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Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    S
    Saverio B
    Massapequa Park, NY
    Posted on January 10th, 2019 03:19 AM
    Frank was attentive, responsive and provided updates during the entire process. He keep us informed on the latest market trends, rates and consulted with us on when to lock in our rate. Frank treated as if we were his only clients, during a...
    read more
  • FTP
    M
    Mark C
    Oceanside, NY
    Posted on January 6th, 2019 07:24 PM
    Excellent service
  • FTP
    J
    John H
    Medford, NY
    Posted on December 29th, 2018 02:13 PM
    Frank and Andrew are both professional and very easy to deal with. I will definitely recommend Embrace to my family and friends.
  • FTP
    J
    James S
    Smithtown, NY
    Posted on December 25th, 2018 12:47 PM
    Frank was very helpful throughout the whole home buying process. As first time home buyers it was pretty overwhelming for us, but Frank made sure we understood everything that was happening and what to be ready for at the next step. I would...
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  • FTP
    R
    Raven S
    Posted on December 22nd, 2018 03:36 PM
    Embrace Home Loans exceeded our expectations. As first time home buyers, we were impressed by how knowledgeable Frank and his team were. We immediately felt comfortable upon speaking with Frank on the phone and meeting with him. Frank and his...
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  • FTP
    E
    Erin O
    Huntington Station, NY
    Posted on December 20th, 2018 03:53 PM
    always answered my questions in timely and HONEST manner - always got back to me, explained everything - hassle free
  • FTP
    R
    Richard R
    Delray Beach, FL
    Posted on December 18th, 2018 02:33 PM
    ...
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    S
    Scott F
    Port Jefferson Station, NY
    Posted on December 14th, 2018 07:10 PM
    Frank is a great guy. He knows the ins and out of mortgages. I would recommend highly.
  • FTP
    J
    Jessica A
    Manorville, NY
    Posted on December 14th, 2018 03:38 PM
    Extremely informative and helpful at ANY time of the day and throughout the entire process. Frank and his team are very attentive and great to have on your side for this entire journey. I will be using them if I ever decide to buy again and...
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  • FTP
    L
    Lorraine D
    Milford, CT
    Posted on December 12th, 2018 12:36 AM
    Frank's team delivered every step of the way, leaving the other lenders I parted ways with in the dust. Attorney and Agent agreed Embrace handled the business as it should be: clear, effective, with constant progress keeping deadlines way out...
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    About
    Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 71396
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.