

Frank Sommese
Vice President of Mortgage Lending | NMLS 631472

Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg... Show More
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I tried to contact Frank and his team multiple times after closing but they would not respond to my emails, texts and messages. He finally called back and instead of taking 5 minutes to look into my question about a problem he started to have...
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My phone calls were not returned. Underwriter suggested to keep calling repeatedly until someone picks up. Process dragged on for many months and months locked in at a higher rate. There was no attempt to float the rate after so much had changed....
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Our application was sent in during late March, early April. We did not close until August. We asked several times for the rate to be floated down and several phone calls weren't returned. I don't think the agent was honest with us about the...
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Started the process of submitting information for a refinance. Frank told me he would lock me at a certain interest rate. The next day, he said he did not lock me, and the rate went up. I asked if he would honor the rate he quoted me the day...
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Frank honored a lower rate that had changed mid-day. Very straightforward and business-like, would work with again.
My husband escalated our loan challenges already. I’m not going to recap it again. Poor experience, so focused on volume that critical pieces are missed, questions completely ignored, etc. I would not recommend this company to a friend or family...
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Was kept in the loop throughout the process. When needed, Frank was always quick to reply. Would recommend to a friend.
Frank and his support staff were great to deal with. There were a couple of times he was slow to respond to email queries, but overall the experience was great.
Honestly, didn’t deal with Frank Sommese much. So the rating reflects the service and communication we were provided by Baker. No communication and lack of organization. At one point we didn’t even want to refinance anymore. It took over 90...
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I don't know how he does it but Frank seemed to pick up the phone on the first ring of every call I made to him. He's the best mortgage agent I've experienced in 30 years and a dozen transactions.
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Year Started
2016
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 631472
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org