

Frank Calbeto
Mortgage Loan Officer

My name is Frank Calbeto and I am a Mortgage Loan Officer for First Horizon Bank in the Deland area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, know... Show More
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Frank is a great communicator.
Reply from Frank Calbeto
December 2nd, 2025 02:23 PM
I appreciate your feedback, Eric. It's great to know that my communication met your expectations. Thank you for sharing your thoughts, and if you ever have more questions or need assistance in the future, I'm here to help.
Frank Calbeto was very professional and communicated well with us iIt was a pleasure working with him
Reply from Frank Calbeto
December 1st, 2025 02:09 PM
I appreciate your feedback, Sherrie. I'm pleased to know that my communication and professionalism made your experience a positive one. It was a pleasure working with you as well. If there's ever anything else you need, feel free to reach out....
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Thank you
Reply from Frank Calbeto
November 14th, 2025 09:18 PM
I appreciate your note, Matthew. If there's anything more you'd like to share or need assistance with, feel free to reach out.
Frank did a great job of explaining everything to us and made himself available at all hours of the day to take our questions.
Reply from Frank Calbeto
November 14th, 2025 09:18 PM
I appreciate your feedback, Andrea. I'm happy to hear that the explanations and availability were helpful for you. It's important to me that all your questions are answered thoroughly and promptly. If there's anything further I can assist with,...
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Frank Calbeto has received a review with 5 star rating from Lisa J
Reply from Owner
November 14th, 2025 09:19 PM
I truly appreciate your positive rating, Lisa. If you ever need anything in the future, feel free to reach out.
Everything went smoothly and quickly! Frank was great to work with!
Reply from Frank Calbeto
November 14th, 2025 09:19 PM
I appreciate your feedback, Lisa. I'm glad to hear everything went smoothly and quickly for you. It was a pleasure working with you, and if there's anything more I can do to assist, just let me know. Thank you!
Many things were convenient! Document uploading, being able to get answers quickly via a person, and always feeling like the team is doing everything they can and in my best interest makes the
Reply from Frank Calbeto
October 15th, 2025 03:10 PM
It's great to know that you found the process convenient, Maksym. Ensuring you get quick answers and feel like everything is being handled in your best interest is always my goal. If you have any other questions or need further assistance,...
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Frank was great. It was a little complicated and he was there to answer all my questions.
Reply from Frank Calbeto
September 25th, 2025 01:10 PM
I'm pleased that I could be there for you, Sandra, especially when things got a bit complicated. I'm glad I could help with your questions. If you need any further assistance, feel free to reach out.
Frank Calbeto has received a review with 5 star rating from Lil C
Reply from Owner
September 25th, 2025 01:11 PM
I truly appreciate your positive rating, Lil. Thank you for the support!
Working with Frank Calbeto was amazing. He was very responsive, thorough and informative. His dedication and expertise was key to making this overwhelming process a simple one from start to finish. He is and will be our go to person for our...
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Reply from Frank Calbeto
August 25th, 2025 04:43 PM
Thank you, Ismael, for your thoughtful review. I'm genuinely glad to hear that I could contribute to making your experience a smooth and informative one. It's always my goal to be responsive and thorough, and it's wonderful to know that you...
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About
My name is Frank Calbeto and I am a Mortgage Loan Officer for First Horizon Bank in the Deland area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
VA
Conventional
First Time Homebuyer Programs
Medical Professional Program
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Memberships
- Florida Association of Mortgage Professionals
- West Volusia Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 472329
Hobbies
- Attending concerts and events.
- Spending time with friends and family.
- Going to Disney Parks
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.