Frank Calbeto
Mortgage Loan Officer
My name is Frank Calbeto and I am a Mortgage Loan Officer for First Horizon Bank in the Deland area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, know... Show More
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Reviews from Web
The personal attention and direction made the process very easy.
Reply from Frank Calbeto
May 1st, 2026 01:16 PM
Walter, I'm glad to hear that the personal attention and direction made the process easy for you. Thank you for sharing your experience with me.
Frank, and his team were a pleasure to work with .
Reply from Frank Calbeto
April 14th, 2026 03:57 PM
Thank you, Troy. I'm happy to hear that you enjoyed working with me and my team. Your feedback is much appreciated.
GREATGHIIGGG😃
Reply from Frank Calbeto
April 14th, 2026 03:58 PM
I'm happy to see your enthusiasm, Giovanni! Thank you for your kind words and positive feedback. If there's anything else I can assist you with, feel free to let me know.
Frank calbeto made the process so easy for me, with his great communication. 100%
Reply from Frank Calbeto
March 13th, 2026 05:13 PM
I'm pleased to hear that the process felt easy for you, Samuel. I strive to maintain clear communication, and it's great to know it made a difference. Thank you for your feedback, and if there's anything else I can assist you with, feel free...
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It was easy and profesional.
Reply from Frank Calbeto
February 18th, 2026 01:32 PM
David, I'm glad to hear that your experience was smooth and professional with me. If there's anything more I can assist you with, please feel free to reach out. Thank you for your feedback and thank you for your service.
Frank is the greatest there is!
Reply from Owner
January 22nd, 2026 01:13 PM
T C, thank you for reaching out to us! We are so happy to hear of your experience! Please don’t hesitate to reach out to us if you need assistance in the future. ^Bree
Frank is just the most personable man in the business no one even comes close. He's so nice and makes things easy for even me to understand It's almost like I'm learning from my second dad.
Thank you Frank.
Reply from Frank Calbeto
January 21st, 2026 06:14 PM
It's heartening to know that you felt such a connection during our interactions, Thomas. I'm glad to have made things clear and understandable for you. If there's anything else I can help with or explain further, feel free to reach out anytime....
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Always able to answer all my questions quickly, in a way that made sense to me. Thank you to everyone who helped make this process so smooth!
Reply from Frank Calbeto
January 19th, 2026 01:49 PM
I'm glad to know I could provide answers that were clear and timely for you, Kelsey. Making the process smooth and understandable is always my aim. If you have any more questions or need further assistance, feel free to reach out.
Every time I called, Texed or emailed I got replied.
And my questions were answered.
Reply from Frank Calbeto
December 19th, 2025 03:36 PM
I appreciate your feedback, Mohammed. I'm glad I could be consistently available to address your questions and provide the information you needed. If there's anything else you need, feel free to reach out anytime.
Easy to navigate and was able to complete entire process online.
Reply from Frank Calbeto
December 12th, 2025 01:16 PM
It's great to know that you found the online process straightforward, Alexandria. I'm glad it went smoothly for you. If there’s anything more you need or any questions come up, feel free to reach out.
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About
My name is Frank Calbeto and I am a Mortgage Loan Officer for First Horizon Bank in the Deland area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
VA
Conventional
First Time Homebuyer Programs
Medical Professional Program
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Memberships
- Florida Association of Mortgage Professionals
- West Volusia Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 472329
Hobbies
- Attending concerts and events.
- Spending time with friends and family.
- Going to Disney Parks
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.