

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Francisco ans the phone at anytime. I was a first time home buyer so I had allot of questions and concerns. Francisco answered every single question i had. When we ran into a issue/problem he always found the best solution. Thank you Francisco...
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Reply from Francisco Gaona
June 18th, 2026 03:25 PM
Angel, thank you for sharing your experience. I'm glad I could assist you with all your questions and concerns as a first-time homebuyer. It's great to know that we could find the best solutions together when challenges arose. If you need further...
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Francisco Gaona has received a review with 5 star rating from Jose P
Very attentive and thorough every step of the way. Made sure all questions were answered.
Reply from Francisco Gaona
June 15th, 2026 07:23 PM
Jose, I appreciate your feedback. I'm pleased to know that I was able to provide thorough assistance and address all your questions. If you have any further inquiries, please feel free to reach out.
Helped me for years before I finally got my home
Reply from Francisco Gaona
June 10th, 2026 07:40 PM
Austin, I'm grateful for your kind words. It's wonderful to hear that I could assist you over the years in achieving your goal of homeownership. If there's anything else I can do for you, please feel free to reach out.
Francisco is, in my opinion, one of the best lenders I've ever worked with. Always on top of everything. Communication has been A Plus! I recommend him 💯 %
Reply from Francisco Gaona
June 29th, 2026 05:14 PM
Maria, I'm grateful for your kind words and recommendation. It's wonderful to hear that you appreciated the communication and felt I was on top of everything. If you need any further assistance or have more questions, please don't hesitate...
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Francisco was great to work with during this transaction. We have been working with these clients for about two years, and throughout the entire process he kept constant communication, stayed patient, and was always willing to help answer questions...
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Reply from Francisco Gaona
June 29th, 2026 08:18 PM
Karen, I'm grateful for your thoughtful review and for highlighting the importance of communication and patience in helping first-time home buyers. It was a pleasure working alongside you to ensure a smooth process for our clients. I truly...
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I am so grateful to know a lender like Francisco. The lending process can be very stressful and intimidating for buyers, but Francisco has such a calm, patient, and kind approach that immediately puts people at ease. He is extremely quick to...
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Reply from Francisco Gaona
August 3rd, 2026 05:20 PM
Thank you so much for your kind words! It truly means a lot coming from you. I'm grateful for the trust you place in me with your clients, and I never take that responsibility lightly. My goal is always to make the lending process as clear,...
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Highly recommend Francisco, very easy going and friendly guy to work with.
Made our first home buying process very easy and quick
Reply from Francisco Gaona
August 3rd, 2026 05:21 PM
Thank you so much! I truly appreciate your kind words and the trust you placed in me. Helping first-time homebuyers navigate the process with confidence is one of my favorite parts of what I do. Congratulations again on your new home, and I...
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Great to work witth and execellent communcation
Reply from Francisco Gaona
June 4th, 2026 03:19 PM
Abraham, I appreciate your feedback. I'm glad to hear that you found my communication effective. If there's anything more I can do for you, please let me know.
Francisco Gaona has received a review with 5 star rating from Antonio V
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Licenses
- NMLS# 2504877
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149