

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
As a realtor working with a lender that is always on task and ready to assist and take the time to answer my clients questions to better understand the home loan process is extremely important!Francisco has been a breeze to work with. I truly...
read more
Reply from Owner
January 25th, 2026 01:55 PM
Thank you, I truly appreciate the kind words and the trust you place in me and my process. Taking the time to educate clients, stay proactive, and communicate clearly is something I take seriously because it directly impacts the outcome for...
read more
Working with Francisco has been a breeze. I truly appreciate his prompt communication and the sound guidance he provides, which helps keep our buyers moving forward toward homeownership. His attention to detail has allowed multiple buyers to...
read more
Reply from Francisco Gaona
January 25th, 2026 01:55 PM
Thank you so much for the kind words. I truly appreciate the trust you place in me and the opportunity to work alongside you. Keeping communication clear, being detailed, and finding real solutions for buyers is always the goal, especially...
read more
Just overall great communication and explanation on anything and everything.
Reply from Francisco Gaona
December 26th, 2025 05:04 PM
Thank you for taking the time to leave this review. I believe great communication and clear explanations make all the difference, especially during such an important process. I’m grateful for the opportunity to help and appreciate your trust....
read more
All I can say is Fransisco went over and beyond on this transaction. He was able to communicate on my behalf so we both new the buyer could understand what he was signing. Thank you Francisco!!
Reply from Francisco Gaona
December 22nd, 2025 11:40 AM
Thank you so much for the kind words. I truly appreciate the trust you placed in me on this transaction. Clear communication and making sure the buyer fully understands what they’re signing is something I take very seriously. It was a pleasure...
read more
Great communication, knowledgeable, friendly, competitive rates, customer friendly online user interface.
Reply from Francisco Gaona
December 22nd, 2025 11:39 AM
Thank you so much for the kind words. Clear communication, strong knowledge, and competitive options are things I take very seriously, and I’m glad that showed throughout your experience. I also appreciate you recognizing the online process,...
read more
Francisco was excellent, ensuring everything was straight so that we could close as soon as possible. Great guy to work with.
Reply from Francisco Gaona
December 10th, 2025 02:59 PM
Thank you for the kind words. I’m glad we were able to keep everything tight and move your file to the finish line quickly. You deserved a smooth, on-time closing, and I’m grateful you chose to work with me. If anything comes up in the future,...
read more
Francisco was so amazing to work with! He was always easy to reach, had clear/consistent communication, a lot of patience, and overall very knowledgeable and kind! He made the finance section of house hunting a lot easier and was very helpful...
read more
Reply from Owner
December 10th, 2025 02:59 PM
Thank you so much for sharing this. I’m glad the experience felt smooth and supported from start to finish. Clear communication and patience matter, especially in a process as important as this, and I’m grateful you trusted me to guide you...
read more
Francisco absolutely amazing to work with! He was always easy to reach, had clear/consistent communication, a lot of patience, and overall very knowledgeable and kind!
Reply from Francisco Gaona
December 10th, 2025 02:58 PM
Thank you so much for sharing this. I’m glad the experience felt smooth and supported from start to finish. Clear communication and patience matter, especially in a process as important as this, and I’m grateful you trusted me to guide you...
read more
provided an expert level of professionalism! Any and all questions were answered and always in a timely manner he was great at explaining and updating us through the loan process
Reply from Francisco Gaona
December 10th, 2025 02:58 PM
Thank you so much for taking the time to share this. I’m glad I could guide you through the process and make everything clear along the way. Buying a home is a big step, and you deserved timely answers and real transparency. I’m grateful you...
read more
Because he was kind n was in touch in every step trying to help me to get my house
Reply from Francisco Gaona
December 9th, 2025 05:26 PM
It's gratifying to know that my approach resonated with you, Jorge. Being supportive and staying in touch throughout the process is something I focus on, and it's rewarding to hear it was helpful in your journey to getting a new home. If there's...
read more
111–120 of 206
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Licenses
- NMLS# 2504877
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149