Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc.'s Cover Image
Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc. - Branch Manager | NMLS # 391706 in Woodbridge, VA

Florangel Pernia, Loan Officer, NMLS # 391706...

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Branch Manager | NMLS # 391706

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Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    A
    Andres A P
    Manassas, VA
    Posted on October 18th, 2021 12:45 AM
    The communication
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    E
    Edgar L E
    Fredericksburg, VA
    Posted on October 14th, 2021 12:29 PM
    Customer service
  • Encompass
    K
    Kelly F S
    Woodbridge, VA
    Posted on September 11th, 2021 04:28 PM
    Mrs. Florangel helped us a lot to obtain our loan very fast and secure, she was very professional and kind, we are satisfied to have worked with her. THANK YOU.
  • Encompass
    L
    Luis A R
    Woodbridge, VA
    Posted on September 2nd, 2021 11:22 AM
    Good service.
  • Encompass
    R
    Ronald L
    Stafford, VA
    Posted on August 16th, 2021 03:06 PM
    Their was a lack of communication the week of closing. My appraisal was ordered late which in turn through the time line off.
  • Encompass
    M
    Maynor R
    Woodbridge, VA
    Posted on August 7th, 2021 05:50 PM
    Everything
  • Encompass
    C
    Clement O
    Alexandria, VA
    Posted on July 30th, 2021 08:25 AM
    She was very professional and on point
  • Encompass
    E
    Esther G
    Spotsylvania, VA
    Posted on July 21st, 2021 12:04 PM
    Your experience and patience
  • Encompass
    H
    Hector A
    Dumfries, VA
    Posted on July 18th, 2021 07:23 AM
    Florangel made my first home buying experience less stressful thanks to her constant communication and attention to detail. We closed ahead of schedule, I was very happy with the deal I received, and I look forward to working with her and Emelly...
    read more
  • Encompass
    L
    Lessly D
    Dumfries, VA
    Posted on July 16th, 2021 12:15 PM
    Florangel is awesome! She’s very knowledgeable and really goes out of her way for her clients lending needs. She is kind, patient, and most importantly such a hard worker! With her years of experience and constant efforts to help her clients,...
    read more
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    About
    Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 391706
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.