Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc.'s Cover Image
Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc. - Branch Manager | NMLS # 391706 in Woodbridge, VA

Florangel Pernia, Loan Officer, NMLS # 391706...

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Branch Manager | NMLS # 391706

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Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    M
    Maria Y A
    Springfield, VA
    Posted on December 9th, 2021 08:19 PM
    They know what their doing, we really like to work with them.
  • Encompass
    J
    Jose E R
    Fredericksburg, VA
    Posted on November 23rd, 2021 01:01 PM
    All the way you manage all the process
  • Encompass
    J
    Jose B B
    Waldorf, MD
    Posted on November 21st, 2021 12:25 AM
    Great 👍👍👍👍👍👍👍👍👍
  • Encompass
    E
    Ender R A
    Jeffersonton, VA
    Posted on November 9th, 2021 06:57 PM
    Florangel was very efficient throughout the refinancing process, it was nothing but great customer service
  • Encompass
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    Cristian A A
    Spotsylvania, VA
    Posted on November 8th, 2021 11:10 AM
    What made it great was that they explained to us exactly what we had to do to purchase a house to make the process very smooth which took only about 4 weeks which satisfied me
  • Encompass
    J
    Juan C S
    Waldorf, MD
    Posted on November 1st, 2021 03:51 PM
    Gracias a Flor Angel por ayudarnos en todo el papeleo y ayudarme a entender cosas que no sabemos como primeros compradores, por la paciencia y también a Emelly por su paciencia, Dios les bendiga 🙏
  • Encompass
    G
    Geovana L M
    Woodbridge, VA
    Posted on November 1st, 2021 03:49 AM
    Florangel is a great professional, she went above and beyond on every step of the process. Her Assistant Emelly was also great as well, made this a smooth transaction….they’re an all star team Thank you both!
  • Encompass
    J
    Juan R
    Woodbridge, VA
    Posted on October 29th, 2021 03:37 PM
    Service and experience
  • Encompass
    M
    Martha A C
    Woodbridge, VA
    Posted on October 29th, 2021 01:32 PM
    From day one Florangel has been there above and beyond in the process in refinancing our mortgage. She answer all questions and guide me. I’m very satisfied with the result. I highly recommend Ms. Florangel and anyone would be happy to have...
    read more
  • Encompass
    M
    Miguel G M
    Stafford, VA
    Posted on October 19th, 2021 08:48 AM
    Very professional and helpful thanks
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    About
    Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 391706
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.