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Fredicia Hardnett - Sr. Mortgage Loan Originator in Gaithersburg, MD

Fredicia Hardnett

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Sr. Mortgage Loan Originator

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Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Markita S
    Waldorf, MD
    Posted on September 29th, 2020 01:30 PM
    Fredicia is amazing. During my journey, I worked with a total of five loan officers. Fredicia provided the best service, advice, attention to detail, and the list goes on. She was always responsive and if she wasn’t available she returned my...
    read more
  • Encompass
    L
    Leonte C
    Upper Marlboro, MD
    Posted on September 27th, 2020 09:32 PM
    From the very first time that I spoke with Ms. Freddie, she was very professional. I had been dealing with a previous lender who was not very communicative or treating me as a valued customer. I was connected to Ms. Freddie, who came in and...
    read more
  • Encompass
    T
    Tyrone J
    Oxon Hill, MD
    Posted on September 11th, 2020 08:18 AM
    I was kept informed and updated as the process was going threw. Never felt left out or wasn’t informed on situations that came about.
  • Encompass
    V
    Valarie L
    Accokeek, MD
    Posted on July 27th, 2020 01:52 AM
    Fredicia is very knowledgeable and professional. She is the only Mortgage Loan Professional whose services we have utilized in over 20 years. She recently directed us through a swift process and we are very happy with the results. I/We highly...
    read more
  • Encompass
    C
    Clarice Y
    Upper marlboro, MD
    Posted on June 5th, 2020 07:01 PM
    Fredicia Hardnett's assistance with helping me to gather information needed for closing was outstanding. She made certain that I understood every step of the process and was very patient and very professional. She stayed in constant communication...
    read more
  • Encompass
    R
    Rodney D
    Waldorf, MD
    Posted on March 31st, 2020 02:05 PM
    Fredicia, level of experience, great communication skills, her truthfulness, and most importantly her loyalty, Speaking in plain English so someone like me understand the entire process and was on call during the closing and checked up on me...
    read more
  • Encompass
    T
    Tanisha W
    Dundalk, MD
    Posted on March 28th, 2020 08:47 PM
    We got the deal done despite the pandemic and that was commendable!
  • FTP
    J
    Juanita B
    Posted on February 24th, 2020 03:04 PM
    Very professional, Answered all my questions timely. Very informative
  • FTP
    W
    Whitney K
    Posted on February 21st, 2020 01:16 AM
    Fredicia was excellent help from the very beginning. She was on top of the mess my previous lender left me in. Her and her team were able to get us to closing in less than 45 days. If I ever need financing again she’ll be first on my list....
    read more
  • FTP
    G
    Gloria J
    Posted on February 21st, 2020 12:51 AM
    Very professional. knowledgeable and helpful in making sure the process ran smoothly and in a timely matter
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    About
    Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home. As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS ID #361372
    Disclaimer
    All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.