

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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I’ve bought several home with different banks in the past. The difference this time was Erica and her team. She made it easy and straight forward. This was the fastest closing I’ve ever had a total of 20 days.
I really like the updates I get as a realtor so I know how the process of the loan is going. All questions are promptly answered and the staff is very good at communicating as well.
Erica & Alex made my first time home buyer experience fast and easy!
Erica and the team did a great job!! I would highly recommend her to anyone, the closing was fast and super easy!
I didn’t have a realtor and I’m a first time home buyer. Erica walked me through everything I needed to do.
Responses were always quick and I felt like Erica truly wanted me to have a good experience!
Everyone was so professional and helpful.
Erica was so supportive throughout the process. I never had to wait on her to answer questions or address concerns.
Erica was extremely helpful and always available to assist us when needed. Very smooth and efficient process.
Erica’s communication and Customer Service skills!!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!