

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica’s team was very flexible with my busy work schedule and made themselves available to me even on weekends! Alex Garcia and Hollie Robertson kept me updated on anything that changed and were more than happy to answer any questions or concerns...
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Very detailed process, and I was notified very quickly on important matters. Absolutely the best communication I've ever received from any company in the river valley. Hands down 10/10 absolutely loved my experience
Thank you!
Explain everything to understand step by step
Erica went above and beyond to help us get into our home.
The whole team, Erica & Hollie were great to work with. Easy to reach out to and get answers to things. They were really on top of things making sure nothing slipped by & we closed by 8/30. I would recommend them to others in the future as...
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Both Erica and Holly were both on top of answering and responding and helping guide us throughout the whole process. They made everything smooth and easy and were so patient along the way. Definitely a great experience and I would recommend...
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Excelente service and very professional stuffing
Y’all made our experience great through the whole process. If I had questions y’all answered right away. Y’all worked behind the scenes getting everything taken care of for us to get in our new house. Thank y’all so much. I would highly recommend...
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We had so many questions about the whole process because it was our first time to buy a house and every question we had got answered!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!