

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Quick response time. Never felt like I was out of the loop. Always updated me on the process
Quick and efficient
Always phenomenal communication, neither myself or any of my clients have ever felt out of the loop. Highly recommend!
Erica is plain amazing! Any question or request we had she was always there ready to help.
It was a seamless experience. Was there with great advice and guidance throughout the entire process
The communication was second to none! They all did so good with our loan and it was absolutely seamless through the entire process!
We closed on a house.
Erica made our first home buying experience exciting and stress free! She was there any time to answer any questions that popped up. I will recommend her to anyone needing a home loan in this area. We are so thankful!
Their whole team worked hard to get us to the finish line. Thank you!
Speed of service quality of customer service and being able to make this possible for me when other places said no. I’m really appreciative
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!