

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica guided us through everything and made the process seem easy. As first time home buyers, we needed a lot of guidance. Erica and her team were a blessing and would recommend. We won't hesitate to use again in the future.
Nice people they made it easy to understand everything and if you didn't understand something they explained to you in a way you would. Just wonderful to go through.
Very easy process with clear communication all the way through closing. 10/10
They were very professional alex garcia is a really good loan officer would definitely recommend highland to anyone looking to buy a house.
The whole process was stress free due to the fact that we were able to e-sign as paperwork came in. Anytime we had questions Erica and Hollie were immediately available and if not available quickly returned calls or texts.
The process was smooth, timely and questions were answered quickly.
I highly reccomend Alex Garcia, Erika and Holly they make a great team. And get things done. Anyone looking for a lender you are in the right hands. They made my clients process smooth and are on top of it, communicating along the way.
How fast and easy the whole process was.
Alex and Hollie did an amazing job! They work fast and got us into our home quickly! I will be telling everyone to go see them. Very pleased with the services received.
Answered all my questions as fast as possible, and helped out as much as could
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!