

Erica Davis
Sr. Loan Officer


University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Great experience!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much for your kind words!It truly means the world to me to know that you had a great experience. I'm so grateful for the opportunity to be part of your journey, and I'm always here if you need anything in the future. Your support...
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Erica and her team were very communicative throughout the process!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much for the wonderful review!It means the world to me to know you had a great experience. I truly love helping amazing people like you reach their goals. If you ever know someone who could use guidance with their home loan or...
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My experience with Erica Davis was great. She is knowledgeable, thorough, and communicates clearly. She had patience for all my questions, big or small.Thanks to Erica, the entire process felt smooth and stress-free. I felt confident knowing...
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I recently had a disappointing experience with Erica as my loan officer. Initially, she provided me with a pre-approval and sent out the necessary paperwork, sent me the letter with a call and everything! This led me to travel across the country...
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Reply from Erica Davis
October 24th, 2025 12:00 AM
I’m sorry this was your experience. After reviewing your full credit and financial documentation, there were derogatory items that affected loan eligibility. I also explained condos weren’t an option due to HOA and reserve requirements, and...
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Erica went above and beyond throughout the entire process. She kept us informed and ensu the smoothest possible closing despite some hurdles! We will recommend her to anyone we can! Thank you Erica!!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Kameron & Erik, I am soooooo HAPPY for your move here to the Panhandle. I feel so blessed you found me on social media and I could find the perfect product for you. My team and I loved working with you. WELCOME HOME, HEGE FAMILY!!!
Erica Davis is extremely efficient & very knowledgeable about the VA home mortgage loan proces. She is the best in my opinion & highly recommend her .
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much, Linda, I love working with you. I am grateful for your trust guiding you through the VA loan process.
My wife and I have worked with young lady several times over the years and I would go to anyone else. She is very efficent in what she does. If there is a better deal out there she will find it. I highly recomend her for any of your home financial...
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Reply from Erica Davis
November 13th, 2025 09:17 PM
I am so grateful to have loyal clients like you all! Helping you over the years with your finance needs makes me so happy! You are not only my clients but now family. Thank you again for your trust.
Erica
Erica and her team were delightful to work with. They were very punctual and detail oriented throughout the entire process, making it a smooth and seamless homebuying experience.
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much for the 5-star review! It was truly a pleasure working with you, and I’m so grateful for the trust you placed in me throughout the process. I’m thrilled I could help you reach your home financing goals and make everything...
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Erica helped a lot a could have made it easier
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much, Matt, for your lovely review! I am so happy my team and I made the process seamless for you.
Congratulations!!!
Above and Beyond – Exceptional Service!I had the pleasure of working with Erica during my recent real estate transaction, and I can honestly say they exceeded all of my expectations. From the moment we started the process, they were incredibly...
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Reply from Erica Davis
November 13th, 2025 09:17 PM
Chelsea, I feel the same way! It was an incredible experience working with you for our clients in the journey of homeownership. We make an amazing team. Your professionalism, knowledge and team mentality is top notch. Cheers to many more successful...
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- University of West Florida

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- MLO
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719