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Erica Davis - Sr. Loan Officer  in Niceville, FL

Erica Davis

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Sr. Loan Officer

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University of West Florida
University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Company Logo
University of West Florida
University of West Florida
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
90%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
2%
Reviews from Web
  • Arive
    A
    Angela S
    Posted on June 14th, 2025 02:07 PM
    Erica and her team are amazing with their easy streamlines processes and excellent communication skills!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the kind words! It means the world to me and my team that you had a smooth and positive experience. We truly love what we do, and it’s an honor to help make homeownership dreams come true. Please don’t hesitate to reach...
    read more
  • Arive
    J
    Joshua C
    Posted on June 14th, 2025 12:28 PM
    The HomeFi team was patient, prompt, and dilligent! Absolutely phenomenal to work with.
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words! We're thrilled to hear you had such a positive experience. At HomeFi, we take pride in being patient, prompt, and diligent every step of the way. It was truly a pleasure working with you—thank you for...
    read more
  • Arive
    B
    Brett H
    Posted on June 12th, 2025 09:47 PM
    Excelent service and communication . We closed early!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words! We're thrilled to hear you had such a positive experience. At HomeFi, we take pride in being patient, prompt, and diligent every step of the way. It was truly a pleasure working with you—thank you for...
    read more
  • Arive
    N
    Nathan E
    Posted on June 1st, 2025 02:28 AM
    Working with Erica was a fantastic experience. She made the entire mortgage process smooth, stress-free, and easy to understand. Erica was always available to answer questions, explained everything clearly, and truly had my best interests at...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words! It was truly a pleasure working with you. I'm so glad I could help make the mortgage process smooth and stress-free for you. Your trust means everything, and I'm grateful for the opportunity to guide you...
    read more
  • Arive
    E
    Erik P
    Posted on May 30th, 2025 09:53 PM
    Erica and I talk all the time even if we don't have a client at the time. She is a great communicator and will answer questions if I have one.
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much! Building strong, lasting relationships means everything to me—whether we’re actively working a deal or just staying connected. I’m always here to support, answer questions, or just catch up. Communication and trust are the...
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  • Arive
    D
    David B
    Posted on May 30th, 2025 07:55 PM
    Call Erica Davis and her team tirelessly to get everything correct in order for signing all paperwork in order. Nichole.Cadenhead assisted her or fantastic together drawing information in putting the paperwork together for the offers. Final...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words! It was truly a pleasure working with you. I'm so glad I could help make the mortgage process smooth and stress-free for you. Your trust means everything, and I'm grateful for the opportunity to guide you...
    read more
  • Arive
    B
    Brandi D
    Posted on May 27th, 2025 11:22 AM
    I can't recommend Erica enough! Erica's top-notch service, efficiency, and extensive knowledge make every deal a breeze. I've worked with Erica multiple times, and she has consistently exceeded my expectations. A true partner in success! Five...
    read more
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Brandi, thank you so much for this incredible review! 🌟 I'm truly honored to be part of your journey and so grateful for the trust you've placed in me time and again. Knowing that my service and support have made a difference means everything....
    read more
  • Arive
    C
    Chester Q
    Posted on May 21st, 2025 07:19 PM
    “We had a great experience with Homfi, Erica Davis and her team because they made the mortgage process easy and understandable. Their team was patient, professional, and always available to answer my questions. They guided us through every...
    read more
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the kind words! I'm truly grateful I could be there for you and Evelyn to help make the process as smooth and stress-free as possible. Being available and handling issues quickly is part of how I care for my clients—your...
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  • Arive
    C
    Chris P
    Posted on May 20th, 2025 06:40 PM
    We were able to go from pre-approved to clear to close in around 20 days. Very impressive!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the kind words! I'm truly grateful I had the opportunity to work with you Chris & our clients the Cornett's. My goal is to help make the process as smooth and stress-free as possible. Being available and handling issues...
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  • Arive
    J
    Juan G
    Posted on May 20th, 2025 01:12 AM
    Always available. Took care of any problems immediately...
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the kind words! I'm truly grateful I could be there for you and help make the process as smooth and stress-free as possible. Being available and handling issues quickly is part of how I care for my clients—your peace of...
    read more
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    About
    We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible. Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Education
    • University of West Florida
      University of West Florida logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLO
    Disclaimer
    Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Equal Housing Lender

    United Direct Lending NMLS ID # 1749719