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Erica Davis - Sr. Loan Officer  in Niceville, FL

Erica Davis

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Sr. Loan Officer

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University of West Florida
University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Company Logo
University of West Florida
University of West Florida
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
90%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
2%
Reviews from Web
  • Arive
    A
    Ashton P
    Posted on January 9th, 2025 02:52 PM
    Erica and Nichole were super thorough and made the process a breeze. Had no issues at all. They worked super hard super hard to do an early close snd we greatly appreciate it!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Ashton, thank you so much! It was my teams pleasure helping you and Brooke purchasing your first home. WE are so happy for your family! Congratulations and do not hesitate to reach out, we are happy to help! Erica
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    Brooke P
    Posted on January 8th, 2025 11:22 PM
    Erica and Nicole were so amazing and supportive during the entire home buying process.
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much, Brooke! We loved helping you and Ashton. My team is soooo happy for you! We strive for excellence. Congratulations on your first home, we are here to answer any questions. Happy to help. Erica
  • Arive
    S
    Sean L
    Posted on December 27th, 2024 06:27 PM
    I was very unintelligent in this area of buying a home. During this whole process Erica provided great expertise and professionalism in all areas. Without any hesitation I knew I could ask what question would arise and Erica answered them with...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words, Sean and trust throughout your homebuying journey! It was truly an honor to help you secure your dream home, and I’m thrilled to hear that you felt supported and informed every step of the way. Your satisfaction...
    read more
  • Arive
    L
    Lindsey S
    Posted on December 25th, 2024 12:33 PM
    Erica was fabulous for a first-time home buyer. She walked me through all the processes and really helped with figuring out what I was looking for in terms of a loan, including lowering my monthly payment. Would recommend her to anyone in the...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words and trust throughout your homebuying journey! It was truly an honor to help you secure your dream home, and I’m thrilled to hear that you felt supported and informed every step of the way. Your satisfaction...
    read more
  • Arive
    B
    Brandi D
    Posted on December 24th, 2024 12:51 PM
    I had the pleasure of working with Erica Davis on a recent transaction, and I cannot recommend her highly enough! From start to finish, her professionalism, communication, and dedication to customer service were exceptional.Erica provided our...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for your kind words and support! It’s always a pleasure collaborating with someone as dedicated and professional as you. I truly value the partnership we’ve built and the trust you place in me to serve your clients. Together,...
    read more
  • Arive
    A
    Allyson L
    Posted on December 12th, 2024 01:15 PM
    I recently had the pleasure of working with Erica as my loan officer, and I can confidently say that she was fantastic! From the very beginning, Erica was incredibly helpful, guiding me through every step of the loan process with ease. Her...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Allyson, this made my day!! I love helping others with HOMEOWNERSHIP! I am so happy for you and the family. It was my teams pleasure. We strive for the best when it comes to our borrowers. Welcome Home Lotz Family!
  • Arive
    W
    Wayne L
    Posted on December 11th, 2024 11:12 AM
    The staff at HomeFi walked me and my family through the Process with great patience and understanding..communication with Erica and Bri was outstanding..I will be recommending this company to my family and friends..thank you for your hard work..the...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much! It was our teams pleasure, we are so Happy for your Family! We strive to provide the best experience possible. Welcome HOME Lotz Family. Erica & Team
  • Arive
    A
    Austin O
    Posted on December 9th, 2024 04:16 PM
    I had the pleasure of working with Erica during a recent real estate transaction, and I can’t recommend her highly enough. Erica’s professionalism, responsiveness, and deep knowledge of the lending process made the entire experience smooth...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Austin you are amazing!!! Thank you so much for your kind words and support! It means the world to me coming from someone as experienced and respected as you in real estate. I truly value our partnership and the trust you place in me to help...
    read more
  • Arive
    E
    Eugene E
    Posted on November 25th, 2024 11:06 PM
    Erica stayed in touch with me made everything smooth and let us know everything that was going on and I appreciate that
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    THANK YOU!!!!! So Happy For You and Alma! It was my teams pleasure helping you with HOMEOWNERSHIP. Welcome Home Erlitz Family!
  • Arive
    R
    Roger G
    Posted on November 8th, 2024 06:28 PM
    Erica and her team were so helpful when we were trying to navigate buying in a totally different state then where we actually lived - the diff in rules and regs and helping us understand the VA process. She has also been very responsive after...
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    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Roger, thank you for your review, it means the world to me that I got to help you and Jill into your new home. I am sadden by your experience with the insurance agent and hope you have better service soon. My team is here for you any time!...
    read more
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    About
    We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible. Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Education
    • University of West Florida
      University of West Florida logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLO
    Disclaimer
    Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Equal Housing Lender

    United Direct Lending NMLS ID # 1749719