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Guild Mortgage - Eric Ruiz
Loan Officer | NMLS# 1526773
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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8 AM to 5 PM
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closed
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closed
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Eric and I worked with these buyers for 2 years. Eric diligently worked on getting credit scores up and different scenarios to get these buyers pre-approved. Eri was patient and consistently explaining the process with them. But in the end...we...
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Reply from Guild Mortgage - Eric Ruiz
September 8th, 2026 06:49 PM
Claudia, I'm grateful for your partnership and dedication over these two years. I'm pleased we were able to guide the buyers through the process and successfully reach the closing table. Your teamwork and commitment made a significant difference!...
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Eric is a true professional! He takes care of his clients and knows how to get the job done for them. He shows up and does what he says he will do. Highly recommended!!
Reply from Guild Mortgage - Eric Ruiz
October 19th, 2026 02:47 PM
Thank you so much Cassie. Always a pleasure working with you and Chicago Title.
Eric is wonderful to work with! Highly recommend him.
Eric knew everything about the section 184 specialized loan product and was able to get us qualified into the program within its limits.
Reply from Guild Mortgage - Eric Ruiz
October 7th, 2026 07:17 PM
I'm glad to hear that my knowledge of the Section 184 loan product was helpful and that I could assist you in qualifying for the program, Scott. It's rewarding to know that my expertise contributed positively to your experience with Guild Mortgage....
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Eric was extremely knowledgeable regarding our section 184 loan approval, very responsive, and helped us navigate the whole underwriting process early so that we had an extremely smooth closing.
Reply from Owner
October 7th, 2026 07:19 PM
Thank you so much Scott!
Eric did a fantastic job taking care of my buyer. He was on top of communication and keeping us in the loop. Any issues that arose he quickly found a solution for. Highly recommended.
Reply from Owner
September 25th, 2026 01:42 PM
I'm glad to know that I could effectively support your buyer, Rhea, and keep everyone informed throughout the process. At Guild Mortgage, ensuring smooth communication and addressing any issues promptly is a priority. Thank you for your recommendation!...
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Eric was fantastic to work with and took great care of my buyer. He was on top of things and did a wonderful job keeping us in the loop! Highly recommended!
Reply from Eric Ruiz
September 21st, 2026 05:34 PM
I'm pleased to hear that you had a positive experience, Rhea, and that I could effectively support your buyer by keeping everyone informed. Working with you and your buyer through Guild Mortgage was a rewarding experience. Thank you for the...
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The appraisal was not ordered on time. I don't think they even knew until I told them it was due. Inexcusible.
Reply from Guild Mortgage - Eric Ruiz
September 8th, 2026 06:48 PM
Hi Jo,I'm sorry to hear you're disappointed with your experience.That said, I respectfully disagree with your characterization of what occurred during this transaction. The appraisal was ordered through an independent Appraisal Management Company...
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Eric is an excellent resource for mortgages. He has helped many times in the past and I would highly recommend him.
Reply from Owner
September 8th, 2026 06:49 PM
I'm pleased to know that you find me to be a valuable resource for mortgages, Lou. Thank you for your recommendation and for trusting me with your needs multiple times in the past.
Eric with Guild Mortgage was wonderful to work with the process was easy simple and fast and kept us informed every step of the way as to what was happening what we needed to sign and stuff that we needed to send back to them they’re wonderful...
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Reply from Owner
August 28th, 2026 05:31 AM
I'm pleased to hear that the process was easy and straightforward for you, Rema. Keeping you informed and supported every step of the way is important to me, and I'm grateful for your recommendation. Thank you for your kind words about my team...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Credit Analysis
Down Payment Assistance
Bank Statement Loans
RESIDENTIAL MORTGAGES FHA VA USDA DPA CHFA BANK STATEMENT NO RATIO DSCR INVESTMENT HELOC
RESIDENTIAL MORTGAGES VA FHA USDA CONVENTIONAL BANK STATEMENT DSCR HELOAN HELOC CHFA DPA FTHB
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Memberships
- Boulder County Latino Chamber
- LCC Board Member
- Community Connections of Longmont Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 1526773
Awards
PRESIDENT SCHOLAR ...
PHI THETA KAPPA
Achievements
- Board Member LCC
Hobbies
- Vintage automobile restoration and car shows
- Spending outdoor time with my dog Duke
- 4x4 in the mountains
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Disclaimer
I am authorized to do business in the state of Colorado.; NMLS ID: 1526773; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.