Eric Nearing at Element Home Loans
Loan Officer | NMLS# 963158
Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
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Reviews from Web
As a Real Estate Agent, it is important to have a lender that is competent, compassionate and communicates so that every transaction has a happy homeowner in the end. Eric and his team are all that and more! I can confidently recommend Eric...
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Reply from Owner
January 9th, 2026 10:02 AM
Thank you Debi! Beautiful words from a wonderful person, friend, Mom and agent.
Thank you for your help, patience & understanding. Anytime we had questions, you had answers! This was a bit of a scary undertaking to say the least! There were a few cliches but all of it worked out. Now we need to talk my other kids into...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:04 PM
Dot, it was wonderful to help you and your husband relocate to Tennessee. Your family truly is wonderful. Happy to welcome any additional family y'all want to bring along :)
Eric and Jessica made the whole process as smooth as possible. This is my fifth home I have bought, and definitely has been the easiest. They updated me every step of the way, easy to get in contact with including phone or text, even on a late...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:06 PM
Zulma,
It was great to work with you. Thank you for your kind words. Honored to help you obtain a new home for your Mom. Looking forward to the next one :)
Great communication. Very patient and pleasant to deal with
Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:07 PM
Cory, Awesome to help a father provide a new home for his family! It was great working with you. If there's ever anything we can do to support you and yours, please let us know. :)
It was really great. They kept us informed through the whole process.
Reply from Eric Nearing | Loan Officer | Eleme...
January 4th, 2024 01:09 PM
Thanks for your review Joe. It was great helping you and your wife!
It was great
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:33 PM
Thank you Wyatt. With your help we were able to close pretty fast. Always great helping someone buy their first home :)
My experience working with Element Home Loans has been nothing short of amazing. From my very first meeting to the last. I was motivated and encouraged evert step of the way to take the right steps and make the right decisions to help better...
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Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:35 PM
Mekayla,
I've been doing this for 11 years. Your closing may have been one of my favorites ever. I'm so happy for you and excited for what your future holds. Let me know how I can support you as you continue on your journey.
Eric helped make the process easy to understand and helped make the process as smooth at possible
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:36 PM
Cris, I hope you and your family enjoyed your first Christmas in your new home! If I can ever help you and your family in any way, please let me know :)
Eric and his team are great people to work with
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:37 PM
Ralph, thank you for your review. I hope our winter has been mild enough for you ;) If you haven't been yet, get to Thompson Bowling to see the Vols in action. This team plays HARD!
Third time working with Eric and there’s a reason. He is always so helpful and courteous. Thank you for a great experience, again!
Reply from Eric Nearing | Loan Officer | Eleme...
January 11th, 2024 06:38 PM
Adam, you're awesome. ALWAYS a great experience working with you!
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About
Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Mortgage Consultation
Business Consultation
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Positions
- Element Home Loans - Team LeadOct 1, 2020 - Current
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 963158, TN 114405
Hobbies
- Good Vibes
- Reading
- Writing
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.