
Eric Nearing at Element Home Loans
Loan Officer | NMLS# 963158

Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
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I first reached out to Eric a couple years before I was ready to buy a home, after he helped my brother buy his first house. he helped me know what I needed to do and what I needed to have in order to be ready to be a homeowner. He was great...
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He may everything so painless to understand and was so quick and wonderful to work with!!! I would highly recommend him to anyone trying to buy a home!
Overall a wonderful experience with a knowledgeable staff and willingness to help were far beyond expectations. I have and will be recommending my agent and this company in the future.
Great working with Eric! He helped me throughout the entire process of purchasing my first home. It was a long process and he checked in every week to check in.
Personable, efficient, answered all and any questions, prompt with communication feed back. Overall, my husband and I had a great experience without any stress!!!
Eric provided a seamless mortgage interaction as we purchased our new home in East Tennessee. He and his staff were professional and meet all our needs. Great experience
Eric was so easy to work with and he always made himself available to help out or answer questions by phone, email, or text. He definitely went above and beyond what I expected to make buying a house as easy as possible and to help me get the...
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He gave me some helpful tips for raising my credit score before I even started looking at purchasing, then when we were ready to buy he helped us navigating buying our first home with one of our incomes being from self employment. His team...
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Simply put, Eric Nearing knows what he's doing. He's very knowledgeable about finances and credit. As first-time home buyers, my husband and I didn't really know what to expect in terms of the financial end of buying a house. However, Eric...
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My husband and I both had an amazing experience working with Eric through the process of securing a loan to purchase our home. He was quick to respond to our phone calls or emails and attentive to our requests. We would highly recommend Eric!...
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About
Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Mortgage Consultation
Business Consultation
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Positions
- Element Home Loans - Team LeadOct 1, 2020 - Current
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 963158, TN 114405
Hobbies
- Good Vibes
- Reading
- Writing
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.