
Eric Nearing at Element Home Loans
Loan Officer | NMLS# 963158

Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
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Everything was smooth, and questions were answered in a way that was easy to understand.
Eric and his staff kept us up to date through the whole process. The online document portal made submitting documents a breeze. Throughout the whole process there were no surprises, no gimmicks just great advice and service.
Eric and his team were great to work with. They walked us through the whole process. Their service and advice were excellent. I hope to have the chance to refer them to anyone I know.
Eric was always willing to help with any questions throughout the loan process. He was extremely caring in the way he spoke to us and handled our loan. We truly felt like he cared for us like family. I could not recommend anyone better!
My husband and I had a wonderful experience with Mr. Nearing. He was very present, personable, helpful, and in communication with us throughout the entire process. He ensured me even when I was anxious or nervous that everything was on the...
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This is my 3rd re-finance with Eric and he also handled the original financing when I purchased my home. Eric is knowledgeable, helpful, and very patient, especially with my many questions! It was always nice to work with someone who I felt...
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The house needed some repairs, so we had to delay the closing way past the scheduled time. We had to extend our locked rate about 2 weeks after the date it expired. Eric did a great job getting us to the finish line and we are thankful!
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Second time working with Eric. Looking forward to a third time in a few years.
Eric and team were tremendously helpful and made the process so seamless for us.
What I appreciated most about Eric was that when I reached out with a question, his responses were prompt and thorough. He seemed to concern himself with making sure that I felt confident and comfortable with all of the steps in the process....
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About
Together, we're building the best business in the world helping people!
We do this by giving people the space the dream, the vision to see the possibilities and the tools to make it happen.
NMLS#963158
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Mortgage Consultation
Business Consultation
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Positions
- Element Home Loans - Team LeadOct 1, 2020 - Current
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 963158, TN 114405
Hobbies
- Good Vibes
- Reading
- Writing
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.