

Eric Clonch
Mortgage Loan Officer | NMLS# 327193

My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the build... Show More
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As a real estate agent, I’m very selective about the professionals I refer to my clients—and Eric is always at the top of my list. He is incredibly detailed, responsive, and a true wealth of knowledge when it comes to the mortgage process....
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Reply from Eric Clonch
May 21st, 2025 04:49 PM
Taryn -
Thank you so much for completing the survey. We always appreciate the opportunity to support your efforts, and the efforts of the homebuyers & home sellers that you support. Looking forward to the next opportunity! - Eric
The expert advice and abiltiy to adapt to challenges.
Reply from Eric Clonch
May 26th, 2025 05:39 PM
Jared -
Thank you for the opportunity to support your family's efforts! Overcoming challenges is definitely part of the reward. We're happy to help, and to be a resource. Please call, text, or email anytime! All the best! - Eric
Eric was increadible at keeping us on track and explaining things. I'ver purchased 3 homes and this was by far the best lender experience.
Reply from Eric Clonch
May 19th, 2025 11:58 AM
John - Well now....thank you so much for such a strong testimony! That was very kind of you. We are so grateful that you & Caitlin chose Howard Hanna Mortgage, Asheville, NC to support your family's move to NC. It was quite the journey with...
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Eric took the time to explain the process and understand my situation
Reply from Eric Clonch
May 12th, 2025 03:15 PM
Emily - Thank you for completing the survey. Some loan files (or properties) are point 'A' to point 'B', while others get deeper into the alphabet. Many thanks to you for your responsiveness and patience with the nuances (and the occasional...
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Always enjoy working with Eric and Monica :)
Reply from Eric Clonch
May 9th, 2025 12:54 PM
Christina - Thank you for completing the survey! We too always enjoy working with you, and with the homebuyers & homeowners you support. Looking forward to the next conversation and the next opportunity. We're happy to be a trusted resource!...
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I can’t say enough good things about Eric Clonch and Monica Hester at Howard Hannah Mortgage. They consistently go above and beyond for my clients—offering expert guidance, clear communication, and exceptional service from start to finish....
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Reply from Eric Clonch
April 30th, 2025 12:59 PM
Sharon - Wow! What a survey response and testimonial! I am truly grateful for the kind words, and for the opportunity to partner with you in support of homebuyers. Homeownership and having a place of your own is such an integral part of the...
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Monica were very knowledgeable and informative and quick to respond to any and all questions
Reply from Eric Clonch
April 26th, 2025 02:38 PM
Ginny -
Thank you for completing the survey, and for the kind words and 5-STAR review! We loved partnering with you in support of the 1st-time homebuyers, FHA loan, etc. GREAT job! Let's partner again soon. All the best! - Eric
Eric gave excellent council to my clients and they were able to close on time! Thanks Eric!
Reply from Eric Clonch
April 16th, 2025 01:42 PM
Nancy - Thank you for the kind words. LOVED working with your homebuyers. The Buy Before You Sell program is a good program for the right situation, and these were the perfect homebuyers (homeowners) for this tool. So glad to work with the...
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Eric goes above and beyond, taking phone calls and working outside of business hours to ensure that borrowers understand the process and loan terms and make sure youare getting the best possible loan for your situatio.
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Reply from Eric Clonch
April 16th, 2025 01:13 PM
Chris - Thank you so much for completing the survey, and for sharing such kind words. We strive to delivery this experience with each and every client, every time. Thank you for the opportunity to support your family. Let's stay in touch, as...
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Eric and Monica are always super responsive, and take care of the Buyers so well. I recommend them to every buyer I have that requires financing.
Reply from Eric Clonch
April 8th, 2025 05:40 PM
Thank you Kelly. We love partnering with you and the homebuyers you support. Looking forward to the next opportunity! - Eric & Monica
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About
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the building blocks of success.
So how does this help you? I offer comprehensive experience in money management, budgeting, finance, and financial planning, with a specialty in Mortgage lending. Clients with a multitude of needs have relied on my expertise to successfully guide them through the home finance and refinancing process. My commitment is to add value by combining professional, knowledgeable, and objective financial counsel each step of the way, with reliable and responsive customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional 30-yr Fixed
VA 100% Financing (Veterans)
FHA
USDA Rural Housing Guaranteed Loan
Renovation Loan (Purchase or Refinance)
Down Payment Assistance (DPA)
Physician's Loans with 100% financing
Bridge Loan
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Memberships
- past Board Member of Henderson County Soccer Association
- past member of Rotary Club Asheville West
- past President of Kiwanis Club of Asheville West
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 327193
Awards
Achievements
- Sterling Performance Winner
Hobbies
- Hiking
- Music
- Fishing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.