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Emmanuel R. Fajardo - The Mortgage Specialist
National Manager | NMLS# 890310

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
What a fast and efficient group of ppl to work with!! Plus by far the best rates compared to 3 other quotes!
Reply from Emmanuel Fajardo
December 4th, 2023 08:44 PM
Thank you Lina! It was a pleasure helping you :)
excellent service
Reply from Emmanuel Fajardo
December 4th, 2023 08:53 PM
I'm thrilled to hear that you found the service excellent, Domenica! Your satisfaction is our top priority at Cornerstone First Mortgage. Thank you for the 5-star rating and your generous feedback. I'm here to assist you any time you need financial...
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Emmanuel was very helpful and knowledgeable in bringing options to me which I didn't know were available.
Reply from Emmanuel Fajardo
December 15th, 2023 07:17 AM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Out of 4 quotes the where by far the best!!!! Almost where I questioned it!! But it All was accurate.. their service was amazing every time u reached out they would get right back to me… the whole team was fast and efficient.. once I started...
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Reply from Owner
August 5th, 2024 12:00 AM
I'm incredibly grateful for your kind words and the stellar 5-star rating, Lina. It was an absolute pleasure working with you throughout this process. At Cornerstone First Mortgage, we strive to provide the best service, from giving accurate...
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Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Bartels-Daal G
Reply from Owner
March 4th, 2024 12:26 AM
I'm truly grateful for your generous rating, Bartels-Daal. Your satisfaction is my top priority and I'm happy to hear that you had a positive experience with Cornerstone First Mortgage. I strive to deliver a seamless process for every client...
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Emmanuel and team are able to close the more "challenging" buyers time and time again. Plus they are friendly, always available and all about results. Highly recommend Emmanuel and team for all your real estate transactions. hands on the BEST!!...
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Reply from Emmanuel Fajardo
December 7th, 2023 02:24 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Emmanuel is one of the best in the business. "The Mortgage Specialist" label is right on point! He is knowledgeable about mortgage programs and the mortgage business in general. With Emmanuel, you have experience on your side. You aren't only...
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Reply from Owner
March 4th, 2024 12:30 AM
Thank you so much for your kind words, Kristin. I truly appreciate your recognition of my dedication to helping people achieve their dream of homeownership. TThank you once again for choosing Cornerstone First Mortgage and for your high recommendation!...
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Emmanuel is one of the best in the business. "The Mortgage Specialist" label is right on point! He is knowledgeable about mortgage programs and the mortgage business in general. With Emmanuel, you have experience on your side. You aren't only...
read more
Reply from Owner
August 5th, 2024 12:00 AM
Thank you so much for your kind words, Kristin. I truly appreciate your recognition of my dedication to helping people achieve their dream of homeownership. TThank you once again for choosing Cornerstone First Mortgage and for your high recommendation!...
read more
Emmanuel is, has and will be one of the best Mortgage person that I know and that personally has handled two of my mortgage; his knowledge and confidence is what makes him standout. Shoutout to Emmanuel.
Reply from Owner
March 4th, 2024 12:32 AM
Thank you so much, Marilyn, for your kind words and the wonderful 5-star rating. I'm thrilled to hear that you've had positive experiences with me at Cornerstone First Mortgage. It's always my goal to provide top-notch service and I'm glad...
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Emmanuel is, has and will be one of the best Mortgage person that I know and that personally has handled two of my mortgage; his knowledge and confidence is what makes him standout. Shoutout to Emmanuel.
Reply from Owner
August 5th, 2024 12:00 AM
Thank you so much, Marilyn, for your kind words and the wonderful 5-star rating. I'm thrilled to hear that you've had positive experiences with me at Cornerstone First Mortgage. It's always my goal to provide top-notch service and I'm glad...
read more
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Lender
All type of Mortgage Loans
FHA
VA
Bank Statement Programs
Conventional Financing
Foreign National Loans
Jumbo Mortgage Loans
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Positions
- Cornerstone First Mortgage - National ManagerJan 1st, 2019 - Current
Memberships
- NAHREP 250 2026
- NMLS 890310
- NAHREP Top 250
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 890310
- CA
- FL
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Awards
Leadership Award 2...
Achievements
- PNC Bank - Million Dollar Club Winner 2013
- American Home Mortgage - Gold Achievement Award 2006 - Top 1% Nationwide
- American Home Mortgage - Top Branch Manager State of Florida 2007
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Hobbies
- Travel
- Sports
- Beach Days
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Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.