Emmanuel R. Fajardo - The Mortgage Specialist's Cover Image
Emmanuel R. Fajardo - The Mortgage Specialist - National Manager | NMLS# 890310 in Miami, FL
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Emmanuel R. Fajardo - The Mortgage Specialist

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National Manager | NMLS# 890310

Cornerstone First Mortgage - San Diego
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(954) 770-0626
Miami, FL
https://cfmtg.com/efajardo/
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
View All days
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Overall Ratings
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Range
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5 Star
94%
4 Star
3%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    R
    Ronnie T D
    Raleigh, NC
    Posted on October 10th, 2025 08:42 PM
    We were aassisted by two professionals, April and Emmanuel, who walked us through the process in a manner my wife and I could understand. Thanks for your service
    Reply from Emmanuel Fajardo
    October 17th, 2025 08:44 PM
    I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
  • Encompass
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    Cindy R
    Cape Coral, FL
    Posted on October 7th, 2025 01:18 PM
    Overall, I had a good experience. However, I wish Cornerstone offered Homebuyer and Down Payment Assistance Programs. The only program I was offered was the Hometown Heroes program, which I did not qualify for. When I asked if there were any...
    read more
    Reply from Emmanuel Fajardo
    October 14th, 2025 01:20 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • Encompass
    S
    Sarai P
    Saint Cloud, FL
    Posted on October 5th, 2025 11:24 PM
    The service was excellent! As a realtor, it's very important to have an excellent team.
    Reply from Emmanuel Fajardo
    October 13th, 2025 04:27 PM
    It was great working with you. Thanks again for putting your trust in us.
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    Mario B
    Posted on September 22nd, 2025 02:44 PM
    Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Mario B
    Reply from Owner
    October 30th, 2025 05:29 PM
    Thank you, Mario, for giving such a positive rating. I appreciate your support, and I'm here if you need anything further.
  • Encompass
    M
    Mario B
    Davenport, FL
    Posted on September 22nd, 2025 02:43 PM
    The mortgage process was smooth and straightforward. Everything was handled efficiently, without complications or complaints, making the experience stress-free and easy
    Reply from Emmanuel Fajardo - The Mortgage Spe...
    September 22nd, 2025 03:49 PM
    I'm very pleased to know that you found the mortgage process smooth and straightforward, Mario. It's important to me that everything is handled efficiently and without complications, so your experience is stress-free and easy. If there's anything...
    read more
  • Encompass
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    Luisa S
    Haines City, FL
    Posted on September 18th, 2025 02:00 PM
    emm knows what he is doing and gets things done
    Reply from Emmanuel Fajardo
    September 22nd, 2025 03:49 PM
    I appreciate your feedback, Luisa. I'm glad to hear that you felt confident in the process and that I was able to meet your expectations. If there's anything more I can assist you with, please don't hesitate to get in touch.
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    Marlon
    Posted on September 8th, 2025 09:18 PM
    I worked with Emmanuel for my home loan, and their customer service was exceptional—attentive, and responsive, making the process smooth. However, the fees and points were higher than expected compared to other lenders, which was a letdown.
    Reply from Owner
    September 22nd, 2025 03:49 PM
    I'm grateful for your feedback, Marlon. I'm pleased to know that you found the customer service to be attentive and responsive during your home loan process. I understand that the fees and points were a concern, and it's important to me that...
    read more
  • google
    Y
    Yeily O
    Posted on September 4th, 2025 10:08 PM
    (Translated by Google) Couldn't have been better, thank you always 🙏 for your dedication. You followed up on the process every day and we finally got it approved! 👏👏👏👏(Original)Mejor imposible, gracias siempre 🙏 por si dedicación. Seguimiento...
    read more
    Reply from Owner
    September 22nd, 2025 03:49 PM
    I'm grateful for your feedback, Marlon. I'm pleased to know that you found the customer service to be attentive and responsive during your home loan process. I understand that the fees and points were a concern, and it's important to me that...
    read more
  • Encompass
    M
    Marlon D S
    Saint Cloud, FL
    Posted on September 4th, 2025 05:26 PM
    I had a pleasant experience working with Emmanuel during my loan process. They made the process smooth and straightforward. Their expertise was greatly appreciated. However, I was disappointed with the fees charged to secure the interest rate,...
    read more
    Reply from Emmanuel Fajardo
    September 11th, 2025 05:27 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
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    Daniela L R
    Posted on September 4th, 2025 01:31 AM
    (Translated by Google) I am so grateful to Cornerstone First Mortgage and their team for all their support with an international client. They moved quickly, gave us peace of mind every step of the way, and were always attentive to every detail....
    read more
    Reply from Owner
    September 22nd, 2025 03:50 PM
    It's uplifting to know that you felt well-supported and at ease throughout the process. Providing clear and attentive service is always my goal, and I'm glad to hear that your experience reflected that. Should you need any further assistance...
    read more
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    About
    Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    Medical Professional Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    Mortgage Lender
    All type of Mortgage Loans
    FHA
    VA
    Bank Statement Programs
    Conventional Financing
    Foreign National Loans
    Jumbo Mortgage Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Cornerstone First Mortgage - National Manager
      Jan 1st, 2019 - Current
    Memberships
    • NAHREP 250 2026
    • NMLS 890310
    • NAHREP Top 250
    Addresses and Serving Areas
    Primary Serving Area
    Oakland,FL
    Other Serving Areas
    Hollywood,FL
    Miami,FL
    Aventura, FL
    Coral Gables, FL
    Miami, FL

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 890310
    • CA
    • FL
      • View All
    Awards
    Leadership Award 2...
    Achievements
    • PNC Bank - Million Dollar Club Winner 2013
    • American Home Mortgage - Gold Achievement Award 2006 - Top 1% Nationwide
    • American Home Mortgage - Top Branch Manager State of Florida 2007
      • View All
    Hobbies
    • Travel
    • Sports
    • Beach Days
      • View All
    Disclaimer
    © 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.