Emily Machetta's Cover Image
Emily Machetta - Mortgage Banker | NMLS# 1384085 in Tulsa, OK

Emily Machetta

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Mortgage Banker | NMLS# 1384085

Flat Branch Home Loans
Company Logo
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(580) 310-4036
Tulsa, OK
https://flatbranchhomeloans.com/team/emily-machetta
https://www.homesforheroes.com/?uid=184383
Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    J
    Jennafer L M
    CRESCENT, OK
    Posted on September 29th, 2025 10:06 PM
    Emily was efficient and knowledgable. She answered all my questions and helped through a frustrating process that other lenders couldn't seem to do. She was amazing!
    Reply from Emily Machetta
    October 10th, 2025 08:26 PM
    I appreciate your kind words, Jennafer. It's encouraging to hear that I could assist you effectively, especially when others couldn't. Knowing that I was able to guide you through the challenging parts of the process means a lot. If there's...
    read more
  • Encompass
    E
    Eric J C
    TULSA, OK
    Posted on September 23rd, 2025 03:27 PM
    Homes for Heroes
    Reply from Emily Machetta
    October 3rd, 2025 03:27 PM
    Thank you for your support, Eric. It's wonderful to hear from someone involved with Homes for Heroes. If there's anything more I can assist you with, please feel free to reach out.
  • Encompass
    R
    Rae L H
    Henryetta, OK
    Posted on September 20th, 2025 01:59 PM
    She is there for you every step of the way answering every question and she answers it on a level that is understandable. She is always super friendly and doesn't make you feel you are bothering her at all. I can't say enough good things about...
    read more
    Reply from Emily Machetta
    September 30th, 2025 02:01 PM
    Your review means a great deal to me, Rae. I'm pleased to hear that you felt supported and understood throughout the process. It's important to me that my clients feel comfortable asking questions and confident in their home loan journey. If...
    read more
  • Encompass
    T
    Taylor J B
    DEXTER, KS
    Posted on September 17th, 2025 10:24 PM
    Emily does not communicate well, at all. Her response time is very slow, and at times she was rude and arrogant. She was rude when talking to our insurance agent. Emily likes to talk down to the customer, and talk poorly about the construction...
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  • Encompass
    W
    Willie M
    OKEMAH, OK
    Posted on September 12th, 2025 03:07 PM
    Long process but at the end got everything done
    Reply from Emily Machetta
    September 22nd, 2025 03:08 PM
    I'm grateful for your patience throughout the process, Willie. While it took some time, I'm glad we were able to accomplish everything in the end. If there's anything else I can help with or if you have further questions, please feel free to...
    read more
  • Encompass
    J
    Jack S
    Beggs, OK
    Posted on August 27th, 2025 03:08 PM
    Buying my 1st home thanks em!!!!
    Reply from Emily Machetta
    September 6th, 2025 03:09 PM
    I'm so glad I could assist you with buying your first home, Jack. It's a significant milestone, and I'm happy to have been part of your journey. If you have any questions or need further support in the future, feel free to reach out. Enjoy...
    read more
  • Encompass
    L
    Leesean B
    FORT TOWSON, OK
    Posted on August 18th, 2025 07:02 PM
    friendly and helpful
    Reply from Emily Machetta
    August 28th, 2025 07:03 PM
    I appreciate your feedback, Leesean. It's great to know that you found my approach both friendly and helpful. Providing a supportive experience is important to me, and I'm glad it resonated with you. If there's anything else you'd like to discuss...
    read more
  • Encompass
    A
    Austin B
    LEXINGTON, OK
    Posted on August 13th, 2025 01:23 PM
    Easy to work with!
    Reply from Emily Machetta
    August 23rd, 2025 01:24 PM
    Thank you, Austin, for your review. I'm glad to hear that you found working with me easy. It's always my goal to make the process as straightforward and comfortable for you as possible. If there's anything more I can do for you, please don't...
    read more
  • Encompass
    B
    Benjamin J B
    Bartlesville, OK
    Posted on July 25th, 2025 03:12 PM
    Emily mage everything as smooth as possible
    Reply from Emily Machetta
    August 4th, 2025 03:13 PM
    I'm pleased to hear that I was able to help make the process as smooth as possible for you, Benjamin. Ensuring a seamless experience is always a priority for me. Thank you for sharing your feedback!
  • Encompass
    B
    Becky J L
    TULSA, OK
    Posted on July 21st, 2025 03:17 PM
    Emily was helpful throughout the process. I do think the title fees charged on our cash out refinance loan are outrageous. We have owned the property for 33 years, and it was free and clear of any loans or liens. The amounts charged to review...
    read more
    Reply from Emily Machetta
    July 31st, 2025 03:18 PM
    Thank you for sharing your experience, Becky. I'm glad to hear that you found my assistance helpful during the process. I understand your concerns about the title fees on your refinance loan. It's important to me that you feel comfortable with...
    read more
    • 61–70 of 214
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    HUD 184
    FHA
    Conventional
    USDA
    Manufactured Housing
    First Time Homebuyer
    Homes for Heroes
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Sr. Mortgage Banker
      Nov 30th, 2018 - Current
    Memberships
    • Tulsa Home Builders Association
    • Professional Women in Building
    • Homes for Heroes Mortgage Specialist
      • View All
    Addresses and Serving Areas

    Year Started

    2015

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1384085
    • Licensed in AL, AR, AZ, GA, IL, KS, LA, MN, MO, MS, NE, NM, NC, OH, OK, TX, VA, WA
    Awards
    Hobbies
    • Golf
    • Softball
    • Sooner Football Games with family and friends
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149