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Emily Lara - Senior Loan Officer in Tampa, FL

Emily Lara

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Senior Loan Officer

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Emily Lara (NMLS #455374) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Emily provides comprehensive home financin... Show More
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  • google
    B
    Bethany E
    Posted on July 23rd, 2026 02:50 PM
    Emily is always readily accessible and responsive to buyers and myself and all concerns are well explained and documented. Even with changing the loan completely halfway through the process we still closed on time. Emily is well organized which...
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  • SFTP
    B
    Bethany E
    Lithia, FL
    Posted on July 23rd, 2026 02:41 PM
    Communication is key and Emily was a great communcator with the buyer, the title company and ME!! The buyer had questions and concerns as all buyers can and was very cautious and because Emily was with her every step of the way giving her pertinent...
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    Reply from Emily Lara
    July 23rd, 2026 05:04 PM
    Bethany, it is a pleasure to work with you and your clients. Thank you so much.
  • SFTP
    R
    Reynel M
    Riverview, FL
    Posted on June 3rd, 2026 08:43 AM
    Embrace Home Loans helped me purchase my first home with a competitive 30-year fixed-rate mortgage and a first-time homebuyer assistance program that significantly reduced my upfront costs. The team was friendly, professional, and responsive...
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    Reply from Emily Lara
    June 18th, 2026 02:01 PM
    Reynel, I'm so pleased that Embrace Home Loans could assist you with your first home purchase and that you found the team friendly and professional. It's wonderful to hear that the first-time homebuyer assistance program was beneficial for...
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  • SFTP
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    Jennifer M
    Riverview, FL
    Posted on June 1st, 2026 03:47 PM
    yes! Emily did an amazing job! She helped me and my clients close a deal that seemed impossible with her strategic financing options, thanks Emily!
  • SFTP
    A
    Ana F
    Lutz, FL
    Posted on May 21st, 2026 12:23 PM
    It was a very good experience; they kept us informed at every step, and the process was very fast. Thank you for everything.
    Reply from Emily Lara
    June 5th, 2026 02:58 PM
    Ana, I'm happy to know that you had a good experience and felt informed throughout the process. It's important to me that things move swiftly and smoothly for my clients. Thank you for your kind words, and if you have any questions in the future,...
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  • SFTP
    A
    ADT R
    Ruskin, FL
    Posted on May 5th, 2026 04:48 PM
    Emily is very responsive, knowledgeable, and always makes the process very pleasant. We have worked together on serveral occasions.
  • SFTP
    D
    D'Andrae H
    Ruskin, FL
    Posted on April 29th, 2026 12:36 PM
    Communication was great. Emily had a back up plan when things didn't go right. Great job all around
    Reply from Emily Lara
    May 14th, 2026 03:28 PM
    D'Andrae, I'm glad to hear that you appreciated the communication and backup plan during the process. It's important to me that everything runs smoothly for my clients. If you have any further needs or questions, feel free to reach out.
  • SFTP
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    Stephanie C
    New Port Richey, FL
    Posted on April 21st, 2026 11:09 PM
    I’ve had the pleasure of working with Emily for over six years, and she has consistently been reliable, responsive, and easy to communicate with. She is always readily available to run numbers when needed, which is incredibly important in this...
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  • SFTP
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    Ruben R
    Brooksville, FL
    Posted on April 4th, 2026 03:21 PM
    Great working with Emily feels very trusted and thanks to all the help she gave us.
    Reply from Emily Lara
    April 20th, 2026 02:27 PM
    Ruben, I'm pleased to know that you felt trusted and supported while working with me. Your kind words mean a lot, and I'm happy I could assist you. If there's anything more you need, I'm always here to help.
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    Josefa C
    Tampa, FL
    Posted on March 31st, 2026 12:29 PM
    I am very grateful to Emily because she is very helpful and answers every question I have regarding the loan.
    Reply from Emily Lara
    April 15th, 2026 07:08 PM
    Josefa, I appreciate your kind words and am glad to hear that I could be of help with your questions. It's my goal to ensure you feel supported throughout the loan process. If there's anything else you need, I'm here for you.
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    About
    Emily Lara (NMLS #455374) is a premier mortgage loan officer and local lending expert in Tampa, Florida. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Emily provides comprehensive home financing solutions with Embrace Home Loans. En Espa±ol Emily Lara is a trusted mortgage lender in Valrico, Florida, helping homebuyers, homeowners, and referral partners throughout Hillsborough County and the Greater Tampa Bay area. Contact Emily today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Dec 1st, 2025 - Current

    Year Started

    2025

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 455374
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.