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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 530-2444
62025, Illinois
https://www.usamortgage.com/mortgage-loan-originator/emile-flowers/
https://www.divorcemortgageplanningservices.com/
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5 Star
97%
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Reviews from Web
  • Encompass
    Z
    Zachary D K
    WORDEN, IL
    Posted on January 1st, 2022 06:14 PM
    Emilee helped us a lot over the phone and was there for our closing which was soooo good!
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be a team for...
    read more
  • Encompass
    B
    Bailey L
    SAINT LOUIS, MO
    Posted on December 20th, 2021 07:31 PM
    Got everything done by my closing date
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Bailey, I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be a...
    read more
  • Encompass
    T
    Terri S
    BRIGHTON, IL
    Posted on December 8th, 2021 08:10 PM
    Emile took the time to work with me and walk me through what I needed to do to get approved after my divorce. It took approx 18 months from our first conversation to get to where I needed to be, find a house, and close but she was there each...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Terri, I hope you and the girls are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers...
    read more
  • Encompass
    A
    Adam G
    COLLINSVILLE, IL
    Posted on December 8th, 2021 04:25 PM
    Constantly communicating every step of the process, explained everything to me. Team all around was very professional. Amber Mitchell specifically was an outstanding representative for the company. She was always timely with her responses and...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Adam, I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be a team...
    read more
  • Encompass
    A
    Austin H S
    SAINT LOUIS, MO
    Posted on November 13th, 2021 03:12 PM
    Emile was fantastic the entire time and went above and beyond for us. We truly appreciate everything she has done to get us into our first home.
  • Encompass
    S
    Sarah K R
    SAINT LOUIS, MO
    Posted on November 10th, 2021 02:01 PM
    Making the mortgage process transparent and being available for our questions
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Sarah, the Flowers Team at USA Mortgage enjoyed working with you and we are so glad we were able to help you purchase your home! We cannot wait to hear how things are going and we look forward to being your resource for years to come!
  • Encompass
    A
    Angela H
    CASEYVILLE, IL
    Posted on November 8th, 2021 01:59 PM
    They are there when we have questions and explain everything well. They make sure to do what’s best for us.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    the Flowers Team at USA Mortgage enjoyed working with you and we are so glad we were able to help you refinance your home! We cannot wait to hear how things are going and we look forward to being your resource for years to come!
  • Encompass
    J
    John B
    BETHALTO, IL
    Posted on October 23rd, 2021 04:20 PM
    Made everything easy
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    John, the Flowers Team at USA Mortgage enjoyed working with you and we are so glad we were able to help you purchase your home! We cannot wait to hear how things are going and we look forward to being your resource for years to come!
  • Encompass
    C
    Charles E P
    GLEN CARBON, IL
    Posted on October 18th, 2021 11:42 PM
    Very fast and professional
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    the Flowers Team at USA Mortgage enjoyed working with you and we are so glad we were able to help you refinance your home! We cannot wait to hear how things are going and we look forward to being your resource for years to come!
  • Encompass
    S
    Sandra J H
    BELLEVILLE, IL
    Posted on October 6th, 2021 01:11 PM
    Better communication regarding the requirements of my loan - especially at the beginning. Even though it was worked out in the end, a 1 hour notice for $1300 had me panicked and upset.
    • 121–130 of 359
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    62025, Illinois
    Other Serving Areas
    62034, Illinois

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.