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Elvis Penalo - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS #2158006 in Methuen, MA

Elvis Penalo - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS #2158006

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Elvis understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.92
(44)
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Reviews from Web
  • 5.0
    Encompass
    A
    Aristides A
    Lawrence, MA
    Posted on May 8th, 2026 10:19 AM
    Even though it a lot of information to absorb, Elvis Penalo made the process easy for me.
    Reply from Elvis Penalo - AnnieMac Home Mortga...
    May 8th, 2026 11:05 AM
    I'm grateful for your kind words, Aristides. I'm pleased to hear that I could make the process easier for you despite the abundance of information. If you have any more questions or need further assistance, feel free to reach out.
  • 4.83
    Encompass
    L
    Luis E S
    Methuen, MA
    Posted on March 31st, 2026 10:27 AM
    Very nice
  • 5.0
    Encompass
    M
    Miguelina D
    Haverhill, MA
    Posted on February 15th, 2026 01:02 PM
    excellent customer support and communication. Honest and professional, reliable and kind.
    Reply from Elvis Penalo - AnnieMac Home Mortga...
    February 15th, 2026 09:06 PM
    Thank you for sharing your thoughts, Miguelina. I'm pleased to hear that you appreciated the customer support and communication. Honesty and professionalism are essential to me, and it's great to know these qualities stood out in your experience....
    read more
  • 5.0
    Encompass
    B
    Barbara G
    Haverhill, MA
    Posted on February 8th, 2026 01:14 PM
    Good service, availability , of the Loan Officer and his helpers,
    Reply from Elvis Penalo
    February 15th, 2026 09:06 PM
    Thank you for highlighting the service and accessibility you experienced, Barbara. It's important to me that my clients feel supported at every step, and I'm pleased to hear that the team was able to assist you effectively. If there’s anything...
    read more
  • 5.0
    Encompass
    A
    Adonis R T
    Haverhill, MA
    Posted on December 15th, 2025 01:39 PM
    a whole professional team.
    Reply from Elvis Penalo
    December 25th, 2025 07:07 PM
    I appreciate the positive feedback, Adonis. I'm glad you recognize the professionalism of our team. If there's anything more I can assist you with, please let me know.
  • 5.0
    Encompass
    B
    Barbara L R
    Haverhill, MA
    Posted on December 12th, 2025 10:54 PM
    The staff made us feel like family
    Reply from Elvis Penalo
    December 23rd, 2025 09:56 PM
    It's heartening to hear that you felt welcomed by the staff, Barbara. Creating a sense of community is important to me, and I'm glad it resonated with you. If there's anything more I can help you with, please don't hesitate to reach out.
  • 5.0
    Encompass
    J
    Jose A R
    Haverhill, MA
    Posted on November 20th, 2025 01:44 PM
    I truly appreciated the support and guidance throughout the entire process. Everything was handled with professionalism, patience, and care, which helped me feel confident and at ease. The communication was clear, timely, and reassuring, making...
    read more
    Reply from Elvis Penalo
    December 1st, 2025 09:55 PM
    Your feedback means a lot to me, Jose. I'm glad to know that the support and guidance provided helped you feel confident and comfortable throughout the process. Clear communication is a priority, and it's rewarding to hear it contributed to...
    read more
  • 4.5
    Encompass
    A
    Arlyn Q
    Haverhill, MA
    Posted on November 20th, 2025 12:14 PM
    I would have appreciated receiving more guidance about the resources available for first-time homebuyers, such as the grants offered through City Hall. I actually found out about those just two days before my closing. Having that information...
    read more
  • 5.0
    Encompass
    G
    Gary A O
    Haverhill, MA
    Posted on September 23rd, 2025 10:34 AM
    i had an excellent experience working with Elvis Peñalo on the loan for my investment property. He not only helped me secure a great interest rate but also guided me every step of the way, making sure I had all the documents ready in advance....
    read more
    Reply from Elvis Penalo - AnnieMac Home Mortga...
    October 3rd, 2025 10:34 AM
    I'm pleased to know that you had such a positive experience with the loan process for your investment property, Gary. It was a pleasure guiding you through each step and ensuring everything was in place for closing day. If there's anything...
    read more
  • 5.0
    write_review_unverified
    G
    Garlys F
    Posted on August 3rd, 2025 06:40 PM
    I want to start by thanking Elvis and his team for their excellent work and dedication to their clients. Elvis is a very professional person in his field with 1000% customer service. The loan process is a very stressful and tedious experience,...
    read more
  • 10 of 44
    About
    Elvis understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Elvis is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    136
    /850
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2158006
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.