
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
We have been SO blessed with Elena as our lender through Guild Mortgage. In the process of buying our new home in Mesa she has made this experience a breeze and has become a friend in the bargain. She has provided us with ease in buying and...
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We had a very good experienced refinancing our mortgage with Guild Mortgage Company with the help of Elena De Luz. She was very helpful every step of the way. Another great asset of Elena that we really liked is her promptness in answering...
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Elena is caring and compassionate person that always has the best interest for her clients. She is very knowledgeable of all product lines that Guild has to offer I highly recommend her services.
Is amazing to have a coach/guide and mentor thru the process of home ownership. Elena is that to her clients from beginning to end.
Elena is awesome she is patient and takes her time explaining things to her clients so they understand the process. She stays on top of her transactions and always reaches out in a timely fashion to us for an RE agent that is hard to find these...
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Elena is very responsive to all our mortgage related questions and knowledgeable about the whole loan process. She made the loan process easy on us.
Talk about the patience of Job! We had a very difficult Client that Elena handled so professional and did not allow this person to get in the way of her work and getting the final job done!! Thank you so much for not giving up and going the...
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Elena is a great person to work with she's always willing to answer any questions and there whenever you have one
This was my first time getting a home loan. It was a very nice experience working with Elena. She kept in contact kept me informed and did everything she said she would do. She made this a painless process and I would love to recommend her...
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Our recent refinancing marks the third time we have entrusted Elena De Luz with our mortgage needs. We knew from our past experiences that we could count on her to expertly manage all of the many details and we didn't even consider using anyone...
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152