Elaine Young
Senior Mortgage Consultant | NMLS# 770667
University of North Carolina Wilmington
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process... Show More
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We had a smooth transaction with Elaine and her staff. Elaine is very knowledgeable and great at her craft. They communicated when we needed to get things done/fixed to make the transaction happen. A pleasure to work with them.
We had a smooth transaction with Elaine and her staff. Elaine is very knowledgeable and great at her craft. They communicated when we needed to get things done/fixed to make the transaction happen. A pleasure to work with them.
My local representatives, Elaine Young and Susan Huber were great and a pleasure to work with! The underwriter on the other hand, was not . I provided everything she asked for and almost without exception, I'd get a response that it wasn't...
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Too many questions and too many requests for documentation but Susan Huber and Susan Kaintz made it bearable.
Elaine is a consummate professional who brings clarity, efficiency and a wealth of knowledge about the mortgage industry to all that she does. Having Elaine as a resource is akin to having a Swiss Army knife that helps you to finance real estate...
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Reply from Elaine Young
February 6th, 2026 03:53 PM
Solomon, I appreciate your generous feedback. It's great to know that you found my approach helpful and that my knowledge of the mortgage industry was beneficial to you. Navigating the complexities of real estate financing can be challenging,...
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Elaine was great to work with. Both myself and my client would work with her again and refer her to others.
Reply from Elaine Young
February 6th, 2026 03:53 PM
I'm grateful for your positive feedback, Shaina. It’s wonderful to know that both you and your client had a great experience working with me. I truly appreciate your willingness to refer me to others and look forward to assisting you again...
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As a first time home buyer, my client had a lot of questions and Elaine was patient, empathetic and explained things in layman's terms so that there were no surprises along the way. Communication and accessibility are what set Elaine apart.
Reply from Elaine Young
February 6th, 2026 03:52 PM
Jane, I truly appreciate your feedback. I'm glad I could assist your client by providing clear explanations and ensuring a smooth process. It's always my goal to maintain open communication and be accessible throughout the journey. If there...
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Elaine Young has received a review with 5 star rating from Joseph S
Elaine was great to work with, extremely helpful and easy to communicate with.
Reply from Elaine Young
February 6th, 2026 03:52 PM
I appreciate your feedback, Joseph. It's rewarding to hear that you found me helpful and communication easy during our work together. If you have any more questions or need assistance in the future, feel free to reach out.
To have included all fees in the final closing disclosure.
Reply from Elaine Young
January 5th, 2026 03:49 PM
I appreciate your feedback regarding the final closing disclosure, Mr. Holmes. Ensuring transparency in the fees is important, and I strive to make that process as clear as possible. If there are any specific concerns or questions you have,...
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About
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process.
As part of the Howard Hanna Mortgage Services team, I enjoy the opportunity to provide both existing and new customers with the products and service they deserve, as well as efficient loan processing and exceptional customer service.
I’m a native of Virginia who moved to Charlotte in 1999. My husband and I make our home in Harrisburg, NC with our two children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
Jumbo
FHA
VA
HELOCs
NC Housing
USDA
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Education
- University of North Carolina WilmingtonLeadershipCommunicationsAug 1993 -May 1997
Positions
- Howard Hanna Mortgage - Senior Mortgage ConsultantMar 17th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NC & SC Originator
- NMLS# 770667
Achievements
- 2024 Platinum Circle
- 2024 Sales MVP
- 2024 Partner of the Year
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.