

Elaine Young
Senior Mortgage Consultant | NMLS# 770667


University of North Carolina Wilmington
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process... Show More
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Prompt answers to our questions
Reply from Elaine Young
July 9th, 2025 06:25 PM
Richard, thank you for sharing your experience. I'm pleased to hear that you found my responses prompt and helpful. It's important to me that all questions are addressed efficiently to ensure a smooth process. If there's anything more you need...
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Proper communication and contact. Was able to reach via cell if needed. Elaine was always responsive to any questions and helped us make the right decisions along the way
Reply from Elaine Young
July 9th, 2025 06:26 PM
Patricia, thank you for sharing your experience. I'm pleased to hear that you found the communication effective and that I was accessible whenever you needed to reach out. It's very important to me to be responsive and supportive in helping...
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Elaine is always professional, timely and knowledgeable as a mortgage pro. She was able to move this transaction along smoothly and make a last minute change seem like no big deal to our client. I appreciate Elaines support of my buiness and...
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Reply from Elaine Young
July 9th, 2025 06:27 PM
Melissa, thank you for your kind words. I'm very pleased to hear that you found my approach professional and that everything proceeded smoothly, even with a last-minute change. Supporting your business is important to me, and I'm glad to have...
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Nice and easy, Elaine was responsive and helpful!
Reply from Elaine Young
July 9th, 2025 06:27 PM
Becca, thank you for your kind words. I'm glad to hear that you found the process nice and easy and that my responsiveness was helpful to you. If there's anything more you need or if more questions arise in the future, please feel free to reach...
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Highly Recommend Elaine Young at Howard Hanna Mortgage!Elaine did an incredible job helping my buyer clients through the loan process here in NC. She was responsive, professional, and truly cared about getting them to the finish line smoothly...
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Reply from Elaine Young
July 9th, 2025 06:27 PM
Leighanne, thank you for your thoughtful review. I'm so pleased that I could assist your buyer clients smoothly and on time. Your appreciation of my responsiveness and attention to detail means a lot. It's great to hear that my communication...
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We've worked with Elaine twice and she's always been great to work with!
Reply from Elaine Young
July 9th, 2025 06:28 PM
Bryan, thank you for sharing your experience. I'm glad to hear that your past experiences have been positive, and it's wonderful to have the opportunity to work with you more than once. If there's anything further I can assist you with now...
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Communication, with me, my clients and the attorney was seamless. With closings the best surprise is no surprise at all - and that's what you get when working with Elaine - a smooth, worry free transaction.
Reply from Elaine Young
July 9th, 2025 06:30 PM
Jane, I appreciate your thoughtful feedback. It's rewarding to know that the seamless communication with you, your clients, and the attorney contributed to a smooth and worry-free closing. Ensuring there are no surprises in the process is always...
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Elaine got us a pre-approval on a Saturday evening when we really needed it. She is always available to answers questions and provide timely updates. She is the best!
Reply from Elaine Young
July 9th, 2025 06:31 PM
Angela, thank you for your kind words. I'm glad I could assist with your pre-approval when you needed it most. Being available to answer your questions and provide timely updates is important to me, and I'm happy that it made a difference in...
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Good communication, friendly, answered my questions in ways that were simple and made sense. great overall experience!
Reply from Elaine Young
July 9th, 2025 06:31 PM
William, I appreciate your feedback. It's good to know that the communication and explanations were clear and straightforward for you. I'm glad you had a positive experience overall. If you have any more questions or need assistance in the...
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Elaine and her team were are exceptional. They kept me informed through the entire process.
Reply from Elaine Young
July 9th, 2025 06:32 PM
Suzette, thank you for sharing your experience. I'm pleased to hear that you felt informed throughout the entire process. Keeping clients updated is a priority for me, and I'm glad my team and I could support you effectively. If you have any...
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About
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process.
As part of the Howard Hanna Mortgage Services team, I enjoy the opportunity to provide both existing and new customers with the products and service they deserve, as well as efficient loan processing and exceptional customer service.
I’m a native of Virginia who moved to Charlotte in 1999. My husband and I make our home in Harrisburg, NC with our two children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
Jumbo
FHA
VA
HELOCs
NC Housing
USDA
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Education
- University of North Carolina WilmingtonLeadershipCommunicationsAug 1993 -May 1997

Positions
- Howard Hanna Mortgage - Senior Mortgage ConsultantMar 17th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NC & SC Originator
- NMLS# 770667
Achievements
- 2024 Platinum Circle
- 2024 Sales MVP
- 2024 Partner of the Year
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.