EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
EJ Ward at Embrace Home Loans assisted us through many hurdles in order for us to close our loan. He was so patient with my many questions in each step of the process. He never seemed to tire of explaining things to me which he did simply and...
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I had used this company before and their excellent service prompted me to go back to them again this time.EJ was upfront with me from the beginning of my loan to closing.He was always available to answer my questions and address my concerns...
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I had used this company before and their excellent service prompted me to go back to them again this time.EJ was upfront with me from the beginning of my loan to closing.He was always available to answer my questions and address my concerns...
read more
Timly response, clarity, professionalism.
I highly recommend Embrace and EJ ward to help you with property purchase in Rhode Island. I had never heard of Embrace Home loans. When I contact them they said all the right things but I was skeptical having got them from the internet. Real...
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I highly recommend Embrace and EJ ward to help you with property purchase in Rhode Island. I had never heard of Embrace Home loans. When I contact them they said all the right things but I was skeptical having got them from the internet. Real...
read more
EJ went above and beyond with our loan. He worked with us through several issues and made the entire experience seem less stressful. I would recommend him to anyone that is looking for a mortgage or a refinance.
Excellent options and EJ made sure we knew what to expect every step of the way. Great company, will be my go to for next home purchase.
I had to close in 30 days and EJ got it done! This is my second time to use Embrace for my home purchase. Both times have been extremely easy and accurate and on time! Thanks!
I had to close in 30 days and EJ got it done! This is my second time to use Embrace for my home purchase. Both times have been extremely easy and accurate and on time! Thanks!
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions