

EJ Ward
Branch Manager

With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
EJ's sharp knowledge and understanding of rules and procedures which he and his assistant, Kevin Ryan, were able to articulate clearly and they were always available to help if necessary.
Ours was not an easy loan to get through and EJ was persistent until finding the correct loan options to get us refinanced.
Thanks EJ. I will be letting you know when we ever decide to refinance again
Excellent options and EJ made sure we knew what to expect every step of the way. Great company, will be my go to for next home purchase.
EJ was professional, attentive, responsive, and took the time to make sure we had our questions answered and that we felt comfortable with the decisions we were making. We couldn’t have been more pleased to have worked with EJ, and will recommend...
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I can’t imagine working with anyone else. I just finished my 3rd refinance with EJ and trust him implicitly. He always has my best interest at heart and treats my loan as if it’s his own. Thanks again EJ!!
Was very smooth.
Ej was awesome, highly recommended.
I just finished my 3rd refinance with EJ Ward. He always keeps me updated when the market has taken a turn in my favor and goes above and beyond to make sure I get the best deal. I trust him implicitly and he makes the process as painless as...
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Very Satisfied-
crisp communication - aggressive push
Clear communication
Took care of everything
will refer all and would have no issue coming back again
Great Job
EJ has assisted us with loans over the years and he has always been knowledgeable, polite and respectful. He is prompt in returning calls and emails. Not only that ,we feel he has bent over backwards to see that we received loan terms that...
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions