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EJ Ward - Branch Manager in Newport, RI

EJ Ward

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Branch Manager

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With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Overall Ratings
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Range
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    M
    Maria H
    Middletown, RI
    Posted on April 12th, 2020 12:00 AM
    EJ's sharp knowledge and understanding of rules and procedures which he and his assistant, Kevin Ryan, were able to articulate clearly and they were always available to help if necessary.
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    A
    Andrew L
    Alvarado, TX
    Posted on April 10th, 2020 01:45 PM
    Ours was not an easy loan to get through and EJ was persistent until finding the correct loan options to get us refinanced. Thanks EJ. I will be letting you know when we ever decide to refinance again
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    Theodore S
    Oak Grove, KY
    Posted on April 9th, 2020 01:25 AM
    Excellent options and EJ made sure we knew what to expect every step of the way. Great company, will be my go to for next home purchase.
  • 3rd Party Review
    M
    Matthew A
    Middletown, RI
    Posted on April 9th, 2020 12:00 AM
    EJ was professional, attentive, responsive, and took the time to make sure we had our questions answered and that we felt comfortable with the decisions we were making. We couldn’t have been more pleased to have worked with EJ, and will recommend...
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  • 3rd Party Review
    M
    Maurine B
    Middletown, RI
    Posted on April 8th, 2020 12:00 AM
    I can’t imagine working with anyone else. I just finished my 3rd refinance with EJ and trust him implicitly. He always has my best interest at heart and treats my loan as if it’s his own. Thanks again EJ!!
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    Susan W
    Indian Trail, NC
    Posted on March 21st, 2020 10:07 PM
    Was very smooth.
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    Dustin L
    Narragansett, RI
    Posted on March 21st, 2020 02:01 PM
    Ej was awesome, highly recommended.
  • 3rd Party Review
    M
    Maurine B
    Middletown, RI
    Posted on March 21st, 2020 12:00 AM
    I just finished my 3rd refinance with EJ Ward. He always keeps me updated when the market has taken a turn in my favor and goes above and beyond to make sure I get the best deal. I trust him implicitly and he makes the process as painless as...
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  • Persona migrate verified
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    Robert H
    Mechanicsburg, PA
    Posted on March 20th, 2020 02:45 PM
    Very Satisfied- crisp communication - aggressive push Clear communication Took care of everything will refer all and would have no issue coming back again Great Job
  • 3rd Party Review
    M
    Michael E
    Middletown, RI
    Posted on March 20th, 2020 12:00 AM
    EJ has assisted us with loans over the years and he has always been knowledgeable, polite and respectful. He is prompt in returning calls and emails. Not only that ,we feel he has bent over backwards to see that we received loan terms that...
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    About
    With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Construction Loan
    USDA Loans
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
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    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #1001128
    Disclaimer
    Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions