EJ Ward
Branch Manager
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
EJ was professional and easy to work with.
Peasant to talk to and kept us informed well along the way.
Quick to answer emails.
EJ is very friendly and knowledgeable. I always enjoyed talking with him as he answered my MANY questions with understanding and patience. Very smooth transaction!
This was my third time using Embrace and it's purely because of EJ. I will definitely use them again when the time comes.
— kevin Davis
EJ was great to work with. He presented multiple options for my re-fi and worked to find the best possible rate for my situation. Very professional and efficient, I highly recommend!
Ej was awesome, highly recommended.
EJ was professional, attentive, responsive, and took the time to make sure we had our questions answered and that we felt comfortable with the decisions we were making. We couldn’t have been more pleased to have worked with EJ, and will recommend...
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Edward was helpful at answering my questions
The length of time that it took to be approved for this loan. We had to wait over 3 months to evenknow if the loan was approved. I realize the times are different with low interest rates and covid, but if I would have known it was going to...
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The whole process was smooth and quick. Thanks EJ
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About
With over 20 years in financial services, EJ Ward is dedicated to making the home purchase and refinance process seamless. His extensive knowledge allows him to find the best loan options tailored to each client’s goals. Outside of work, he enjoys spending time with his wife and four children in Cape May County, New Jersey, as well as running, fitness, beach trips, and traveling.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1001128
Awards
Disclaimer
Arizona Mortgage Banker Branch License #1042073.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-171755.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #24863-MB-BCH.Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee.Maine Supervised Lender Branch Licensee #2360530.Maryland Mortgage Lender License #186434.Massachusetts Mortgage Broker License #MC186434.Massachusetts Mortgage Lender License #MC186434.Rhode Island Lender Branch Certificate #20173404LL B02.Rhode Island Loan Broker Branch Certificate #20173405LB B02.Rhode Island Third Party Loan Servicer Branch License #20173406LS B02.Vermont Lender Branch Licensee #LLB-2360530.Vermont Mortgage Broker Branch Licensee #MBB-2360530.West Virginia Mortgage Lender Branch License #MLB-2360530.West Virignia Mortgage Broker Branch License #MBB-2360530.State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions