Edgar Frias
Vice President
With nearly two decades in real estate and mortgage lending, I’ve been helping clients find the right loan since 2005. I specialize in VA loans, FHA, DSCR, Home Equity lines, and Conventional loans. My transparent, no-fluff approach ensures... Show More
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Great loan and great customer service
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Thank you! I’m glad we were able to deliver both a great loan and great service. It means a lot that you chose to work with us!
Took the time to explain each step in detail . he didn't mind when I asked for more clarification on some of the details and was very communicative through the application lrocess
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Thank you for the great feedback! I believe every client deserves clear communication and full transparency, so I’m really glad you felt supported throughout the process. It was a pleasure working with you!
Quick. Easy.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Appreciate the review! Glad we could make the process quick and easy for you. Let me know if I can ever help again.
Easy to work with, great customer service. Attentive and quick resposes.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Thank you so much! I really appreciate the kind words. I do my best to stay attentive and make the process smooth, so it means a lot to hear that reflected in your experience. It was a pleasure working with you!
Fast and efficient except for last minute verification of the cosigner that took too long.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Thank you for the honest review—I’m really glad to hear the process felt fast and efficient overall. I appreciate your patience with the last-minute verification delay and will definitely take that feedback to heart as I continue to improve...
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Edgar stayed with us through a long process of flip-flopping between us wanting HELOC, second mortgage or full refinance. He explained pros and cons, listened to our explanation of the situation, and kept suggesting relevant alternatives.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
Thank you so much for the thoughtful review. I know we explored quite a few options together, and I really appreciated your openness throughout the process. It was important to me that you felt confident in whichever direction you chose, so...
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Our experience with Edgar and West Capital was great. He was very prompt with information and response time during our refinancing. I would highly recommend Edgar and West Capital for refinancing.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
I'm delighted to hear that your experience with the cash-out refinance process was great. It was a pleasure assisting you, and I appreciate your recommendation of both myself and West Capital Lending.
Edgar was very helpful and knowledgeable.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
I'm pleased to hear that you found my assistance helpful and knowledgeable during your cash-out refinance process. It was a pleasure working with you, David. Thank you for choosing West Capital Lending.
Edgar was very clear with how everything works and set the expectations. I am very happy with how everything went! I would definitely recommend him and refer anyone I know.
Reply from Edgar Frias
June 29th, 2026 07:13 PM
I'm thrilled to hear that you found the process clear and that your expectations were met. It was a pleasure assisting you with your cash-out refinance. Thank you for your recommendation and referrals.
Edgar was always on top of everything and in constant communication. Although I was traveling the most part of the loan process, Edgar and Mia managed to keep me informed and aware of any need during the underwriting phase.Thank you Edgar and...
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Reply from Edgar Frias
June 29th, 2026 07:13 PM
I'm delighted to hear that you felt well-informed and supported throughout your loan process, even while traveling. It was a pleasure assisting you, and I appreciate your recognition of both myself and Mia. Thank you for choosing West Capital...
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About
With nearly two decades in real estate and mortgage lending, I’ve been helping clients find the right loan since 2005. I specialize in VA loans, FHA, DSCR, Home Equity lines, and Conventional loans. My transparent, no-fluff approach ensures my clients get tailored, strategic solutions without the sales pressure. As the #1 Rocket Mortgage broker partner, I focus on education and treat every client like family. Outside of work, I’m a husband and father of three, committed to providing for my family just as I help my clients secure their future. NMLS 391473
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA loans, FHA, DSCR, Home Equity lines, and Conventional loans whether for purchase or refinance.
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Positions
- West Capital lending - Branch Manager Feb 28th, 2024 - Current
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS, DRE
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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