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Doug Barnaclo - First Commonwealth Bank - AVP/Area Sales Manager | NMLS# 436488 in Cincinnati, OH

Doug Barnaclo - First Commonwealth Bank

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AVP/Area Sales Manager | NMLS# 436488

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Ohio University
Ohio University
Doug Barnaclo has a lifetime of experience in banking in mortgage lending, being raised by bankers. Doug entered the workforce with his father’s mortgage company during college, which has led to a career in the mortgage business, holding po...... Show More
Company Logo
Ohio University
Ohio University
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM(Open now)
Fri
9 AM to 6 PM
Overall Ratings
5.0
(10)
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Reviews from Web
  • 5.0
    Encompass
    J
    Julia A M L
    Mason, OH
    Posted on June 30th, 2026 12:53 PM
    Doug's expertise, knowledge, professionalism, and attention to detail; his prompt and thorough responses; and basically being just an all-around outstanding mortgage broker made working with First Commonwealth a pleasure.
    read more
  • 5.0
    Encompass
    B
    Bridget R
    Cincinnati, OH
    Posted on June 5th, 2026 02:46 PM
    Doug was super communicative when we had questions, and his team was also helpful when he was out of the office!
    Reply from Doug Barnaclo
    June 8th, 2026 09:25 PM
    I'm happy to know that you found my communication helpful, Bridget. It's great to hear my team was supportive in my absence as well. If you have any more questions or need assistance, please feel free to reach out.
  • 5.0
    Encompass
    M
    Michael H V
    Cincinnati, OH
    Posted on May 15th, 2026 01:04 PM
    Doug was instrumental in helping us get from preapproval to closing, providing guidance and assistance along the way. The mortgage portal was very user friendly and made the process very streamlined.
    Reply from Doug Barnaclo
    May 18th, 2026 04:21 PM
    I'm grateful for your feedback, Michael. It's good to know that the mortgage portal helped streamline your process from preapproval to closing. Providing guidance and assistance is a priority for me, and I'm here if you have any more questions...
    read more
  • 5.0
    Encompass
    W
    Wanda J E
    Cincinnati, OH
    Posted on May 15th, 2026 02:26 AM
    Doug was excellent! He makes you feel very comfortable and is open to all questions. This entire experience made us feel as though he had our back and was very supportive. Thank you Doug!!! The experience made us feellike we were an old friends!...
    read more
    Reply from Doug Barnaclo
    May 18th, 2026 02:30 PM
    Thank you so much for your kind words, Wanda. I'm pleased to hear that you felt comfortable and supported throughout the process. It's important to me that my clients feel like they have a trusted partner. If you ever have more questions or...
    read more
  • 5.0
    Encompass
    J
    Jerry H L
    Cincinnati, OH
    Posted on April 21st, 2026 03:56 PM
    Doug was helpful through the whole process. He was easy to communicate with and readily available.
    Reply from Doug Barnaclo
    April 23rd, 2026 03:57 PM
    I'm glad to hear that you found me helpful and easy to communicate with, Jerry. Being readily available for my clients is important to me. If you ever have any questions or need further assistance, feel free to reach out.
  • 5.0
    Encompass
    L
    Luke F
    Cincinnati, OH
    Posted on March 30th, 2026 03:28 PM
    Doug was knowledgeable, responsive, and made the entire mortage process smooth from start to finish.
    Reply from Doug Barnaclo
    April 1st, 2026 03:29 PM
    I appreciate your kind words, Luke. It's rewarding to know that my knowledge and responsiveness contributed to making the mortgage process smooth for you. If you have any questions or require further assistance, feel free to reach out.
  • 5.0
    Encompass
    D
    David G
    Milford, OH
    Posted on December 5th, 2025 02:14 PM
    Doug was responsive and made the process smooth and pain free.
    Reply from Doug Barnaclo
    December 8th, 2025 09:29 PM
    I'm grateful for your feedback, David. It's rewarding to know that my responsiveness helped make your experience smooth and straightforward. Should you need any further assistance or have questions, please feel free to get in touch.
  • 5.0
    Encompass
    J
    Joseph S
    Montgomery, OH
    Posted on November 15th, 2025 04:59 PM
    Doug was so helpful in our over a year journey to finding our home! He was always available to get us the documents we needed and even joined us at our closing. It was a pleasure having him by our side during this process!
    read more
    Reply from Doug Barnaclo
    November 17th, 2025 05:00 PM
    I'm pleased to hear about your positive experience, Joseph. It was a privilege to assist you in your homebuying journey and be there every step of the way, including the closing. If you need anything else or have questions in the future, please...
    read more
  • 5.0
    Encompass
    R
    Rosaline C
    Cincinnati, OH
    Posted on August 1st, 2025 06:44 PM
    DOUG WAS THE BEST HE MADE SURE EVERYTHING WAS ON TRACK AND I REALLY ENJOY WORKING WITH HIM
    Reply from Doug Barnaclo
    August 3rd, 2025 06:45 PM
    Thank you, Rosaline! I’m really glad to hear that you enjoyed working together and that everything went smoothly for you. It was a pleasure assisting you through the process. If you have any more questions or need further assistance, feel free...
    read more
  • 5.0
    Zillow
    M
    Michol D
    Cincinnati, OH
    Posted on January 7th, 2019 12:00 AM
    I called Doug about an upcoming home purchase and he was able to provide me a pre-approval the same day. Once we made an offer, he was able to get us a rate lock with good terms and we ended up being able to close quickly in just over 3 weeks...
    read more
  • 10 of 10
    About
    Doug Barnaclo has a lifetime of experience in banking in mortgage lending, being raised by bankers. Doug entered the workforce with his father’s mortgage company during college, which has led to a career in the mortgage business, holding positions in underwriting and sales. Doug has served on the Greater Cincinnati Board of Realtors, and is a current Board member for the Greater Cincinnati Mortgage Bankers Association where he served prior terms as president in 2019 and 2023. He is an active volunteer for causes focused on affordable housing and neighborhood revitalization and was a recipient of the “Most Outstanding CDC Volunteer” award from the Community Development Corporations Association of Greater Cincinnati.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    First Time Homebuyer Programs
    Construction Loans
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    FHA Loans
    VA Loans
    View All
    390
    /850
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    Education
    • Ohio University
      Business
      Bachelor of Science
      Ohio University logo
    Memberships
    • Realtor Alliance of Greater Cincinnati
    • Greater Cincinnati Mortgage Bankers Association Board Member
    • Home Builders Association of Cincinnati
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    1985

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 436488
    Awards
    Star of Over the R...
    Fifth Third Presid...
    CDC Assoc Voluntee...
    Achievements
    • Past President Greater Cincinnati Mortgage Bankers Association
    Hobbies
    • Vacationing in Northern Michigan
    Disclaimer
    Equal Housing Lender

    First Commonwealth Mortgage NMLS # 479240