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Donny Panasis
Branch Manager
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Donny and the Embrace team exceeded our expectations during the lending process. My wife and I have purchased many homes and this was the best experience we have had. I highly recomment Donny and the Embrace team to support your lending needs....
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Reply from Owner
February 20th, 2026 10:07 PM
I'm pleased to hear that the experience met your expectations, Craig & Debbie! And thank you for your 5-star review! Navigating through volatile interest rates can be tricky, and I'm glad my team and I could guide you effectively. Securing...
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Donny and team were great to work with. They were on top of every communication and led my wife and I through a volitile interest rate situation locking us in at a great rate. I will defintely use Embrace again on future purchases.
Reply from Donny Panasis
February 17th, 2026 01:45 PM
I'm pleased to hear that the experience met your expectations, Craig & Debbie! And thank you for your 5-star review! Navigating through volatile interest rates can be tricky, and I'm glad my team and I could guide you effectively. Securing...
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There was not a single time where I did not receive an immediate reponse to any of my questions. I have purchased many homes over the years and I must say this has been the most pleasant and easy interaction I have had with any lender. I did...
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Reply from Donny Panasis
February 17th, 2026 06:24 AM
I'm really pleased to hear about your positive experience, Chris, and thank you for your 5-star review!! It is very important to me that my clients feel supported and receive prompt responses to their inquiries. I'm glad I could provide you...
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Donny is so professional and hands on
He always returned calls/messages in a yimely manner.
He is a joy to work with
Reply from Donny Panasis
February 11th, 2026 09:46 PM
I truly appreciate your 5-star review, Josey. Helping clients successfully navigate the home buying process is very important to me. I look forward to many more transactions with you and your clients!!
Donny got us to the closing table! He is professional, knowledgeable and has great communication!
Reply from Donny Panasis
February 11th, 2026 09:42 PM
I truly appreciate your 5-star review, Dana. Helping clients successfully navigate the home buying process is very important to me. I look forward to many more transactions with you and your clients!!
For an expeditious hassle free mortgage, nothing better that Donny and his team of professionals. Way better than my Credit Union!
Reply from Owner
February 11th, 2026 09:41 PM
Thank you for taking the time to leave your thoughts, Joel. I'm pleased to know that your mortgage experience with me and my team was smooth and efficient. If you ever have further questions or need assistance in the future, please don't hesitate...
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Great People skills, easy to use web portal and overall it was a very simple process.
Reply from Donny Panasis
February 11th, 2026 09:40 PM
I appreciate you taking the time to share your experience, Joel. It's great to know that you found the process straightforward and user-friendly. I'm glad that the web portal and my approach contributed positively to your experience. If you...
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Great communication awesome
Reply from Donny Panasis
January 30th, 2026 02:38 AM
Cheryl, I'm glad to see you were happy with the communication. If there's anything else I can do for you, don't hesitate to reach out.
Amazing agency
Reply from Owner
January 30th, 2026 02:38 AM
I appreciate your feedback. If there's anything specific you'd like to share about your experience, please feel free to reach out. I'm here to help with any future needs you might have.
Personalized help every step of the way makes home buying an easy experience with Donny and his team!
Reply from Donny Panasis
January 10th, 2026 07:01 PM
It's great to know that you found every step of your home buying process easy with my assistance. I'm glad I could provide the support needed to make your experience smooth. If you have any questions in the future or need help, please don't...
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
Down Payment Assistance
First Time Homebuyers
Conventional
FHA
VA
Non-Traditional Mortgage Products
Mortgage Services
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Positions
- Embrace Home Loans - Branch ManagerFeb 10th, 2025 - Current
Memberships
- Space Coast Association of Realtors
- Melbourne Chamber of Commerce
- Titusville Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1481372
Awards
Record Month Award...
Achievements
- Record Breaking Month - February 2026 - 14 families helped for $6,546,908
Hobbies
- Church
- Cooking
- Golf
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.