

D.Lon Downing
Senior Mortgage Loan Officer | NMLS # 119212

D.Lon Downing – Mortgage Senior Loan Officer
With a proven track record in helping clients achieve their homeownership dreams, D.Lon Downing brings expertise, integrity, and personalized service to every mortgage transaction. Based in Wilmi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
D.Lon Downing has received a review with 5 star rating from Gary P
Reply from Owner
January 9th, 2026 10:50 AM
Thank you, Gary!
It was a pleasure working with D.Lon and his team from start to finish with our home loan.
D Lon was so so helpful and available to answer any question I had, just about any time. He was really fast to respond and get things back to me and super flexible when changing things.
Attention to detail, personal friendlyness, suggestions and advice. Very accommodating with scheduling and methods of acquiring information. Went beyond normal expectations to help client.
DLon exceeded our expectations in the process of obtaining a mortgage. He was smart, knowledgeable, and very helpful in negotiating each step. We would highly recommended him to anyone who’s interested in obtaining a mortgage.
DLon could not have been more knowledgeable, kind, and welcoming to us. It has been many years since our last home purchase, and in this present, crazy market, many things have changed; DLon calmly walked us through all the steps, made more...
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D Lon always stayed in constant contact and explained all of the steps in the Mortgage process in detail. Would highly recommend using him for any of your mortgage needs!
Thank you for making our home buying experience easy and painless! Your support and availability was much appreciated!!
D Lon is super responsive, easy to work with, and made the entire process very easy for me. Will continue to reach out to him for my services needed in the future, as well as, I will absolutely refer him to friends and family. Highly recommend....
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It was a smooth east process. I know there was a lot of work to this but it was made to look easy
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About
D.Lon Downing – Mortgage Senior Loan Officer
With a proven track record in helping clients achieve their homeownership dreams, D.Lon Downing brings expertise, integrity, and personalized service to every mortgage transaction. Based in Wilmington, NC, D.Lon specializes in guiding borrowers through the lending process with clarity and confidence—whether you’re purchasing your first home, refinancing, or investing in property.
What sets D.Lon apart?
Experience & Knowledge: Years of industry experience with a deep understanding of mortgage products and market trends.
Client-Centered Approach: Committed to building lasting relationships through trust, transparency, and tailored solutions.
Local Expertise: Proudly serving the Wilmington community and beyond with insights into regional real estate dynamics.
Mission: To make the mortgage process simple, stress-free, and successful for every client
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage BankerJan 1st, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 119212
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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