D.Lon Downing
Senior Mortgage Loan Officer | NMLS # 119212
D.Lon Downing – Mortgage Senior Loan Officer
With a proven track record in helping clients achieve their homeownership dreams, D.Lon Downing brings expertise, integrity, and personalized service to every mortgage transaction. Based in Wilmi... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
D.Lon has been my go to lender for many years. From my first home purchase to my second and a recent refinance. His expertise and sage advice over the years has proved invaluable. I would recommend D.Lon to anyone considering a purchase or...
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Reply from D.Lon Downing
April 13th, 2026 02:23 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
D.Lon and team made the entire mortgage experience seamless and easy to get to the signing day. Staff friendly and extremely helpful. Highly recommend TowneBank Mortgage company.
Reply from D.Lon Downing
March 16th, 2026 01:08 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
D.Lon it is always a pleasure conducting business with you. Everything flows seamlessly and you are always so pleasant to deal with. Thank you for making this a really good experience!
Reply from D.Lon Downing
January 13th, 2026 07:48 PM
Your review is a testament to our commitment to excellence. Reach out to us if you have any questions in the future.
This was all done long distance Arizona is North Carolina and everyone was great.
Mr. D.Lon & crew worked diligently to get my loan approved and coordinated with the lawyers as well as my builder. He also strove with his company to get me the best possible rates he could, providing peace of mind during a very stressful process!...
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The communication ans advice provided was helpful in supporting me through my first home purchase.
Reply from D.Lon Downing
September 1st, 2026 03:41 PM
I’m thrilled to hear that I left a positive impression. Helping clients through home buying and refinancing is something I truly enjoy, and I’d be happy to help again! For any VA loan, FHA loan, or conventional loan needs, don’t hesitate to...
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D.Lon Downing has received a review with 5 star rating from Marshall R
Reply from Owner
September 2nd, 2026 01:51 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender for VA home loans, FHA loans, conventional loans and other mortgage solutions. I look forward to helping you again whenever you’re ready.
Process was smooth and simple, D. Lon and Towne Bank were very responsive!
Reply from D.Lon Downing
September 1st, 2026 06:32 PM
Your review pushes me to keep delivering outstanding service. I’m just a call away if you ever have any questions about rates, or need help refinancing, or with loan programs.
De Lon , Lauren & Karen did an awesome job & can't thank them enough for all there help & guidance threw the process !! 😊
Reply from D.Lon Downing
August 7th, 2026 02:48 PM
Thank you for sharing your positive experience with me! It was great working with you. I look forward to helping again with any future home loan or refinance needs.
D.Lon was knowledgable and helpful. I'd definetly work with him again.
Reply from D.Lon Downing
June 24th, 2026 02:33 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
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About
D.Lon Downing – Mortgage Senior Loan Officer
With a proven track record in helping clients achieve their homeownership dreams, D.Lon Downing brings expertise, integrity, and personalized service to every mortgage transaction. Based in Wilmington, NC, D.Lon specializes in guiding borrowers through the lending process with clarity and confidence—whether you’re purchasing your first home, refinancing, or investing in property.
What sets D.Lon apart?
Experience & Knowledge: Years of industry experience with a deep understanding of mortgage products and market trends.
Client-Centered Approach: Committed to building lasting relationships through trust, transparency, and tailored solutions.
Local Expertise: Proudly serving the Wilmington community and beyond with insights into regional real estate dynamics.
Mission: To make the mortgage process simple, stress-free, and successful for every client
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Non-QM
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage BankerJan 1st, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 119212
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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