
01 GEM Mortgage Branches, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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I had a family buying their first home, we looked for months and finally got an offer accepted with another lender. After 30 days, the loan fell through and Esmeralda saved their loan and their dream of buying a home. My clients and I are very...
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We have worked with Esmeralda on numerous loans. We work with her consistently. Why? Because she cares about her customers. she actually cares about YOU as a person. She looks at your total financial situation, asks you questions about your...
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Holly did an outstanding job helping us navigate the refinancing process from beginning to end. No question was too small for her to go above and beyond to make sure we understood and felt comfortable with what was required of us. Excellent...
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Lyle Morgan made my loan process feels easier than swiping my debit card at the store! He is truly a professional, very knowledge, patient and good listener! Let him know what you want done and he will work his magic to make it happen! I'm...
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And just like that the keys are in my hand! I still can't believe that the house is mine now! Lyle, when I first met you and read your bio I was very impressed with your motive to help people. You have proven your professionalism over and over...
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Terry was very responsive to questions I had when there were things I didn't understand. Made the process easy and comfortable.
Ryan Moss was excellent. He is honest with you and makes suggestions on what he recommends, but their is no hard sale. He lets you know what to expect and will answer your emails in a very timely manner. I was very impress with him and will...
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Manny is the best in the business!!! Hands down, I would never work with anyone else. He is always so informative and patient and thorough with us. This is our 2nd experience with Manny and his team, and they do not disappoint. Not only do...
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Reply from Owner
April 16th, 2025 12:00 AM
Thank you so much! It means a lot to have your continued trust and support. I'm grateful to be part of your journey again and always here whenever you need us.
Manny is the best in the business!!! Hands down, I would never work with anyone else. He is always so informative and patient and thorough with us. This is our 2nd experience with Manny and his team, and they do not disappoint. Not only do...
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Reply from Owner
July 11th, 2021 12:00 AM
Thank You Ben! It is always a pleasure working with you and Vanessa. We will be in Touch!
Lyle Morgan made my loan process feels easier than swiping my debit card at the store! He is truly a professional, very knowledge, patient and good listener! Let him know what you want done and he will work his magic to make it happen! I'm...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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