
01 GEM Mortgage Branches, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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We had an incredible experience with our mortgage lender and can’t recommend Manny and his team enough!We were already under contract on a new build with a major builder and had only about a month left before closing — a timeline that honestly...
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Reply from Owner
February 18th, 2026 12:00 AM
Marina, Thank you so much for your incredibly thoughtful review! We knew the timeline was tight, but from day one our focus was clear — build a strategic plan, communicate every step, and deliver on our promise to get you to the closing table...
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We had an incredible experience with our mortgage lender and can’t recommend Manny and his team enough!We were already under contract on a new build with a major builder and had only about a month left before closing — a timeline that honestly...
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Reply from Owner
March 19th, 2026 05:23 PM
Marina, Thank you so much for your incredibly thoughtful review! We knew the timeline was tight, but from day one our focus was clear — build a strategic plan, communicate every step, and deliver on our promise to get you to the closing table...
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Everybody is great!!!!!!!!!!!!!!!
Reply from John Wade
February 20th, 2026 08:50 PM
Thank you for sharing your thoughts, Eric. I'm pleased to hear that everyone made such a positive impact on your experience. If there's anything else I can assist with, feel free to reach out.
Manny (and his team) were the most immediate and diligent folks we worked in the process of gettina new build with Toll Brothers in Texas! Not only was everyone well knowledgeable in their specific area of expertise, they provided excellent...
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Reply from Manuel Corral - The Corral Team
February 17th, 2026 05:19 PM
It was a please to work with you and Brent on your move up home in Texas. You were both wonderful and you executed our plan perfectly. I’m looking forward to refinancing your loan within the next 12 months. Congratulations on your beautiful...
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Colleen took the time to understand our needs and was laser focused
Reply from Colleen Stewart
February 19th, 2026 03:43 PM
I'm glad I could take the time to understand your needs, Kevin. Focusing on your specific goals is important to me, and it’s great to know that it was helpful. If you have any further questions or need assistance, don't hesitate to reach out....
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Excellent communication and explanations throughout entire process
Reply from Sandra Scherbring
February 19th, 2026 03:29 PM
It's great to hear that you appreciated the communication and clarity I provided, Karen. Ensuring you're well-informed throughout the refinancing process is a priority for me. If you have any further questions or need assistance down the road,...
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Scott was the first mortgage broker who actually delivered everything that he promised me from the onset of the loan process. That has never happened to me and I have done at least ten loan processes!
Sincerely,
Mark Hunter
Scott was a very honest person from the beginning to the end of refinancing our mortgage loan; for, nowadays in real estate financing that isn't easy to find in the industry.
Sincerely,
Mark Hunter
Reply from Scott Gilman
February 17th, 2026 03:36 PM
I value your kind words, Mark. Honesty and transparency are key elements I strive to uphold throughout the refinancing process. I'm glad you appreciated this approach. If there's anything else you need or wish to discuss in the future, please...
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Scott Is always available. Great communication. His team is very helpful with getting last minute documents to underwriting. Couldn't ask for a better process.
Reply from Scott Gilman
February 16th, 2026 05:25 PM
I appreciate your feedback, Carol. Being available and maintaining good communication is important to me, and I'm pleased that my team could assist with the necessary documentation efficiently. If you have any more questions or need further...
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Scott and Alan are not just consummate professionals but make the process so smooth and seem so effortless, I did not have single stressful moment... just fantastic to work with!
Reply from Scott Gilman
February 16th, 2026 03:11 PM
It's great to hear that the process felt smooth and stress-free for you, SREESCANDA. I take pride in making sure that everything runs effortlessly along with Alan. If you ever have any more questions or need assistance in the future, don't...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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