derek kinney
branch manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Fast process. Flexible that small business often have less than stellar tax returns. And the signing and management of documents was amazing.
Reply from derek kinney
July 13th, 2026 05:02 PM
Thank you so much Les for trusting in me and giving me an opportunity to show you how awesome or HELOC products are and how easy it truly is! Let's keep in touch if you ever have any other home needs!
Great experience.
Reply from derek kinney
July 13th, 2026 05:01 PM
It was a true pleasure start to finish to help you get the home you worked so hard for! Excited to see you make memorable moments in your new home!
Derek was reliable, honest, and transparent throughout the entire home-buying process. Everything he told us proved to be accurate, which gave us a lot of confidence along the way. As first-time homebuyers, having someone with his knowledge...
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Reply from derek kinney
July 13th, 2026 05:00 PM
Mike, thanks for the opportunity to help navigate the home-buying process with confidence and ease. I try to be as transparent and supportive as possible, especially for first-time homebuyers. Congratulations on your new home!
Derek was very helpful and professional.
Reply from derek kinney
June 29th, 2026 07:16 PM
Rondel, I appreciate your kind words. I'm glad I could help make your cash-out refinance a smooth experience. If you know any family members or friends looking to do the same please let me know :)
Derek worked his magic even with my poor credit to get a loan for my fam to help us pay off our debt quicker than anticipate. thank you
Reply from derek kinney
June 29th, 2026 07:16 PM
It was my pleasure! You all were great to work with. Please reach of if any family or co workers are looking to do the same thing!
Quick and very responsive.
Reply from derek kinney
June 29th, 2026 07:16 PM
Thank you so much! You all were a pleasure to work with! I look forward to working with you in the future and also helping out any family members and friends of yours as well!
I felt like he really cared that I got a good deal.
Reply from derek kinney
June 29th, 2026 07:16 PM
Thank you so much! I treat all my clients like family members and friends! I'll be monitoring your loan to make sure that we can get you the best rate at any point in time in the future! Thanks for the kind words!
The entire process was beyond easy and painless. Everything was explained in great detail and I qualified for more than I had expected. The terms are reasonable and fit within my budget. My loan funded in less than a week. I highly recommend...
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Reply from derek kinney
June 29th, 2026 07:16 PM
Thank you so much for the kind words Kristine! Please tell your family and friends to contact me if they are in need as well!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- West Capital Lending - Branch ManagerJan 5th, 2026 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID 1186577
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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