

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Derek was always there with a quick response. He made the first time home buying process very painless. Would highly recommend to others!
Derek was a pleasure to work with from beginning to end! Highly recommend him to anyone purchasing a home!!!!
Derek was absolutely wonderful from Day 1 through Closing. He explained everything very thoroughly, made thoughtful & extremely knowledgeable decisions on how to best achieve my goals while staying in my desired budget, and was available day...
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Anytime I reached out to Derek he was. Wet quick to respond. We found the house we loved on a Sunday night. On a Sunday night Derek was quick to get me everything I needed to make an offer.
We were moving to Iowa from South Dakota, going through the VA, and I was a first time home buyer. Lots of “new” things and Derek was awesome at explaining the steps and things that made our process unique. I felt very comfortable with every...
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Derek and Cale, both are true professionals, who assisted me in resolving some loan-related issues in a timely matter and provided a well-needed support during the whole process. Highly remommend Derek and Cale to anyone with realestate loan...
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Derek was always available to answer questions and walk me through things I didn't understand. It was nice having someone to explain things at anytime of the day.
More communication regarding details of total costs during the closing process still uncertain as to whether there will be in property taxes provided back to us!
Timely feedback, help with computer generated documents which I was at a loss to do, patience, patience, patience!
Derek explained the process so I understood it all. He was quick to respond to any of my questions/concerns. He tracked info down very quickly. He never made me feel like my questions were dumb. Two of my sons also did business with Derek &...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.