

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Derek not only gave great service and perspective but more importantly, he educated us about the process so we could make wise decisions.
Reply from Derek Harjes
February 15th, 2024 07:04 PM
I truly appreciate your positive feedback, Sarah. It was a pleasure guiding you through your purchase process. I believe in not only offering great service but also in educating my clients to help them make informed decisions. I'm glad to hear...
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Derek was referred to us by a friend after we weren’t happy with the Credit Union we were using and I’m so glad we made the decision to go through him. He is everything we could’ve asked for in a lender. He was great to work with. He is super...
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Reply from Derek Harjes
October 11th, 2023 11:37 PM
I'm incredibly grateful for your positive review, Sara. It's wonderful to hear that you had a great experience with us here at Land Home, and I'm delighted I could help make the home buying process smoother for you and Trent. Your satisfaction...
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Derek was very thorough and made sure I understood every step and was quick to answer any questions I had. His responsiveness was above and beyond any I have ever experienced. Thank you for making my home purchase delightful!
Reply from Derek Harjes
February 15th, 2024 07:07 PM
I'm thrilled to hear about your positive experience, Amanda. It was my pleasure to guide you through your home purchase and respond promptly to your questions. I strive to provide thorough and efficient service to each of my clients. Your feedback...
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Derek was super helpful and very knowledgeable. He was more than happy to help us through all of our first time home buyer questions. We greatly appreciated his willingness to help us.
Reply from Derek Harjes
February 15th, 2024 07:09 PM
I'm thrilled to hear that you had a positive experience with your first home purchase, Keaton! I'm glad I could help in answering all your questions. It's always a pleasure to assist first-time buyers navigate through the process. Your feedback...
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Derek took the time to explain things multiple times throughout the process. He also responded in a timely matter in all forms of communication.
Reply from Derek Harjes
February 15th, 2024 07:10 PM
I greatly appreciate your feedback, Andrea. It was a pleasure assisting you with your home purchase, and I’m thrilled to know you found value in the time we spent discussing the process. I strive for timely and effective communication. Your...
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Derek was nothing but amazing. He made sure he had my best interest in mind every time a decision was made. He made me feel very at ease with the home buying process. I wanna say thank you from the bottom of my heart couldn’t have asked for...
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Reply from Derek Harjes
February 15th, 2024 07:14 PM
I'm truly humbled by your kind words, Star. I'm glad that your home buying experience was such a positive one and that you felt at ease with the process. It's my absolute pleasure to put your best interests at heart and guide you throughout...
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It was easy to contact him and get him the information he needed to help me get my mortgage.
Reply from Derek Harjes
February 15th, 2024 07:15 PM
I'm grateful for the positive review, Linda. I'm thrilled to hear that you found the process of acquiring your mortgage seamless. I strive to provide effective, straightforward communication to make every customer's journey as stress-free as...
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So helpful and responsive!
Reply from Derek Harjes
February 15th, 2024 07:16 PM
I'm thrilled to hear you had a positive experience with your purchase, Sarah! Your feedback means a lot to me. I always strive to be helpful and responsive to my clients, and I'm glad I could provide that for you. Should you need any further...
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Great guy! Really helped us out
Reply from Derek Harjes
February 15th, 2024 05:38 PM
I'm extremely pleased to hear that you had a positive experience, Ethan. My main goal is always to assist my clients as best as I can, and your kind words confirm the hard work I put in every day. Thank you for taking the time to share your...
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Derek was very informative and answered all our questions along the way. He is pleasant and helped us through the entire process.
Reply from Derek Harjes
February 15th, 2024 05:39 PM
I'm truly grateful and humbled by your kind feedback, Mary. It was a pleasure to assist you with your purchase. I strive to ensure all my clients are well-informed and comfortable throughout the process, so I'm delighted to know I was able...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.