Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
Honesty..and helping us learn everything along the way !! Thanks
Reply from Derek Harjes
November 5th, 2023 01:39 PM
I'm absolutely thrilled to hear that you had such a positive experience, Cody. My goal is to ensure every client finds the home loan process not just easy, but informative too. Thank you for your kind words and the excellent rating. It was...
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It’s always great working with Derek! He kept us fully informed every step of the way and everything moved smoothly!
Reply from Derek Harjes
November 5th, 2023 01:39 PM
I greatly appreciate your kind words, Laurry! It was my pleasure to guide you guys through this process and make sure everything went smoothly. Thanks again, and just know I’m always here if you need anything :)
As first time homebuyers had a lot of questions. Day and night Derek was willing to work with us on these.
Reply from Derek Harjes
November 3rd, 2023 12:12 PM
I'm truly humbled by your kind words, Megan. It was absolutely my pleasure to guide you through the home buying process, no matter the hour of day. After all, we understand the importance of making such a significant financial decision 😊 Thank...
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Being there to jump through the hoops at the end! Closings are already hard and when others tried to make it harder Derek was there to put a stop to it.
Reply from Derek Harjes
February 15th, 2024 04:39 PM
I'm so glad to hear that you found my services helpful, especially during the closing process, Katlyn. I understand that the final stages can sometimes be the most challenging and strive to make it as smooth as possible for my clients. Your...
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The communication and always willing to help and answer questions.
Reply from Derek Harjes
October 28th, 2023 02:22 PM
I'm glad to hear you had a positive experience! It's always my goal to make sure clients like yourself are well-informed and comfortable throughout the process. Your feedback is greatly appreciated :)
The knowledge about everything and every extra step that you took to help me out in my situation, most of which I never knew was an option. I had applied for 2 mortgage loans prior to you and neither one gave any kind of extra advice or option....
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Reply from Derek Harjes
October 16th, 2023 09:25 PM
Thank you for your kind words, Danielle. I'm delighted to hear that you found value in the advice and options I provided you! As I always try to do, I strive to go the extra mile to ensure our clients are well-informed and comfortable throughout...
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Derek’s patience with your 3rd party software.
Reply from Derek Harjes
February 15th, 2024 04:46 PM
Thank you, Sheryl. It's always my goal to ensure the process is as smooth as possible for my clients. I'm glad we were able to work through and overcome the software struggles together. I appreciate the high rating. I look forward to assisting...
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The overall process with Derek was great! He's well versed in everything and is more than willing to take time to explain things if they become unclear.
Reply from Derek Harjes
October 13th, 2023 12:04 PM
I'm thrilled to hear you had a positive experience with me. It's my priority to ensure all important details are clear and understood throughout the process. Your feedback and high rating are much appreciated, Trey. I'm here for you anytime...
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Willingness to answer any question asked, and to help in any way possible shows you truly care about who your helping and not just wanting a sell.
Reply from Derek Harjes
October 11th, 2023 11:34 PM
Megan, thank you so much for your 5-star review! I'm thrilled to hear that you felt well-supported and valued; that's always my goal. It was my pleasure to answer your questions and provide any assistance needed. Remember, at Land Home Financial,...
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Smooth, efficient closing and communications
Reply from Derek Harjes
February 15th, 2024 04:50 PM
I'm thrilled to hear that you found the closing process smooth and efficient, Margaret. Communication is key in my line of work, so I'm glad I met your expectations. Your high rating is greatly appreciated. I continuously strive to provide...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.