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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Derek isanazing lender! Iwaysknoy clients are in good hands with him.
Reply from Derek F. Alverson
January 26th, 2026 06:36 PM
I'm grateful for your trust and confidence in my services. Ensuring my clients feel secure and supported throughout the process is always my priority. If there's ever anything more I can do, don't hesitate to reach out. Thank you for your kind...
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Kept us well-informed through whole process
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Matthew T
Reply from Derek F. Alverson at Prosperity Hom...
January 5th, 2026 03:16 PM
Thank you for the excellent rating, Matthew. If you ever need assistance in the future, please don't hesitate to reach out.
Derek and all others involved were always on point and staying ahead of the curve, they made my first home buying experience great and easy
Reply from Derek F. Alverson
January 5th, 2026 02:48 PM
I'm truly pleased to hear that your first home buying experience felt smooth and well-managed. It was a pleasure to assist you with this important milestone. If you have any questions or need further assistance in the future, please feel free...
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Derek was very prompt and extremely helpful throughout the entire loan process.
These folks are very good for getting your next home loan. We have used them several times and they are easy to work with.
Hastle free and fast. Derek is always professional and easy to work with.
Derek guided my first-time home buyer with expertise and patience, providing precise answers to many of the client's questions. We couldn't have done it without him!
Very informative and patient.
I love it when you are treated like family. They greet you with a smile. They take their time to explain everything in detail and don’t mind answering questions. I call them the one stop shop . They offer everything under one roof and for someone...
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
