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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650

Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We've used Derek twice now and both times he's been just amazing. He really knows his stuff, and will work hard to keep your best interests in mind while making sure to give you very solid advice. Should we need these services again in the...
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Everyone at Prosperity was cheerful, knowledgeable and helpful, and went the extra mile to earn and keep our business and let us know we were appreciated.
Communication was excellent.
Paperwork was extensive but electronic interaction helped a great deal.
Good rate and friendly advice.
Derek and his co-workers made a difficult process easy to understand. They were always available to answer questions.
My wife and I ask lots of questions because we like to be well informed. At no time did Derek or anyone at PHM make us feel silly, belittled, or stupid for asking questions; our questions were always addressed swiftly and appropriately.
Overall, we had good service. Cindy was really easy to get in touch with and was very helpful. I really disliked that there was documentation that I was asked to get a day or 2 before our closing. It would have been much more ideal to have...
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The professionalism and the people.
Everyone was friendly, supportive, timely, and knowledgeable.
Great to work with fast and professional.
771–780 of 838
About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.