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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650

Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Derek Alverson is amazing to work with. We recently refinanced and he made every step as seamless and painless as possible. I couldn’t have asked for a better experience. Thank you Derek!
Derek was on time and very professional. Easy to talk to and communicated the details of the process clearly. Thank you Derek.
very patient and great at explaining all that was happening.
Derek did an outstanding job trying to understand my needs upfront and helping identify a mortgage solution that was ideal for me.
As soon as I first received the phone call from Derek he was very personable and thoughtful. his do diligence showed day one when he had already gotten back to me with an amazing quote. After I received the quote I was then walked through every...
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Derek was always available and quick to answer all of our questions. He simplified the whole process and we felt he went above and beyond to complete our refinance.
Great communication and Derek made himself available to us at all hours!
Derek was with us every step of the way during our first lending experience. He made the process seamless and understandable! Enjoyable and easy to work with!
Derek and his team were very responsive--great communication skills. They made for an easy experience!
The entire staff of Prosperity were knowledgeable, courteous and efficient. Just as importantthey were, as a group, assessable. They made a nervous process fairly comfortable and for thatI am grateful. I would highly recommend Prosperity to...
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.