Derek F. Alverson at Prosperity Home Mortgage - Richmond's Cover Image
Derek F. Alverson at Prosperity Home Mortgage - Richmond - Sr. Mortgage Consultant | NMLS# 244650 in Richmond, VA
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Derek F. Alverson at Prosperity Home Mortgage...

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Sr. Mortgage Consultant | NMLS# 244650

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Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
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    Ellett S
    Mechanicsville, VA
    Posted on November 7th, 2020 01:49 PM
    Communication was not very personable at all. Derek never bothered to introduce himself. Just started emailing with requests for information. Made me wonder who is this guy. There was never a follow up upon receipt of information i submitted....
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    Pamelia C
    Mechanicsville, VA
    Posted on November 7th, 2020 12:59 PM
    I never spoke to Derek. I think he was covering for another employee, but he did not explain this or introduce himself. In the middle of our process he started emailing information. It was okay, but somewhat confusing.
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    Lisa R
    Henrico, VA
    Posted on November 1st, 2020 09:45 PM
    Nothing to add
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    ELizabeth H
    Richmond, VA
    Posted on November 1st, 2020 09:30 PM
    So easy to talk to and got things done in this crazy time!
  • API
    D
    Dawn V
    Henrico, VA
    Posted on November 1st, 2020 12:45 PM
    Good communication throughout the whole process. The videos explaining next steps were very helpful.
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    Graham D
    Henrico, VA
    Posted on October 29th, 2020 12:44 PM
    As new home buyers, the terms and language were all very new to us. You all were very helpful, patient, and understanding with our questions and answering them with clear explanations. Thank you very much!
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    Jacques V
    Henrico, VA
    Posted on October 29th, 2020 12:33 PM
    Derek is professional, knowledgable and was excellent in communicating throughout the process. We will always recommend Derek. He is the best!
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    Robyn H
    Chesterfield, VA
    Posted on October 29th, 2020 02:27 AM
    We recently purchased a home as well as refinanced another through prosperity and we could not be more pleased with Derek and his team. The market is currently red hot yet they didn’t miss a step. They communicated well and kept us on schedule...
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    Jeffrey R
    Henrico, VA
    Posted on October 29th, 2020 01:50 AM
    I loathe getting a mortgage and the process involved but this was the best, and easiest, experience I have ever had thanks to Derek.
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    SHELDON P
    Midlothian, VA
    Posted on October 29th, 2020 01:41 AM
    In my multiple transactions with Derek, he has always delivered in a highly professional manner.
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    About
    Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 244650
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.