Derek F. Alverson at Prosperity Home Mortgage - Richmond's Cover Image
Derek F. Alverson at Prosperity Home Mortgage - Richmond - Sr. Mortgage Consultant | NMLS# 244650 in Richmond, VA
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Derek F. Alverson at Prosperity Home Mortgage...

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Sr. Mortgage Consultant | NMLS# 244650

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Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    James H
    North Chesterfield, VA
    Posted on March 1st, 2023 11:41 PM
    It was everything I expected.
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    Sean S
    Midlothian, VA
    Posted on February 15th, 2023 06:14 PM
    Obtaining a loan is seldom ever straightforward with "approval" meaning different things depending on where you are in the process. The requests for documents in cumbersome and often appear to be unnecessary. . . Chasity was awesome in her...
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    Matthew P
    Sutherland, VA
    Posted on February 3rd, 2023 06:56 PM
    Very helpful and informative.
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    Eric N
    Richmond, VA
    Posted on February 1st, 2023 02:13 PM
    The dynamics with the underwriting reviews was exhausting, and not well handled. I appreciate that most of this was driven by the bank that was going to purchase the loan (Wells Fargo); but there should have been better ownership for making...
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    James O
    Manakin Sabot, VA
    Posted on January 26th, 2023 05:54 PM
    Derek made an ambitious commitment for closing date, then made it happen and communicated timely, accurately and succinctly all the way.
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    Carolyn M
    Richmond, VA
    Posted on January 20th, 2023 04:48 AM
    Derek was always available. He was patient and really wanted to help me buy a home. He advised me on how to increase my credit score. .
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    John U
    Henrico, VA
    Posted on January 5th, 2023 03:57 PM
    Derek made the loan process extremely easy from the first step of helping us find out how much we could afford while always making sure we were comfortable with the proposals he sent over. He was a great help throughout the mortgage process...
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    Vincent D
    Richmond, VA
    Posted on December 31st, 2022 01:09 AM
    Greattttttttt
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    Haden L
    Midlothian, VA
    Posted on December 19th, 2022 11:53 AM
    Pretty easy
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    Won J Y
    Richmond, VA
    Posted on December 6th, 2022 11:39 PM
    Derek made the process incredibly easy and straightforward for us. As first-time home buyers, the process would have been overwhelming but it went without a hitch thanks to him and the entire team!
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    About
    Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 244650
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.