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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Derek was great to work with! I was looking for a house for about a year, and he was involved in all nine of my offers. He was very quick to get all of the necessary paperwork ready and answered all of my questions promptly. I learned so much...
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Derek was friendly, professional, and offered excellent advice throughout the entire process!
Broke down complex information very well so that we could understand! Was available and timely with everything! Went the extra mile by calling selling agents to give a good word for us
The knowledge you provided me was a great help for me being a first time buyer. Thanks for your patience and accessibility was highly appreciated!
The whole team was well organized and ensured we stayed on top of everything each step of the way. Derek made himself available for all of our questions and provided excellent guidance. Working with PHM, we felt supported as first time homebuyers...
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We never would have imagined the loan process could be this easy!
Derek came up with a plan on my refinance that no other company wanted to put together and showed me the benefit and explained that it would be beneficial to me to refinance again at a later date to lower my monthly expenses even more.
Derek was very knowledgeable. He and his team were very responsive when I needed quick action. Very good experience. And they are professional and very pleasant to work with.
Derek was super knowledgeable, prompt, personable, and easy to work with. The process of coordinating between him and our realtor (Jane Gill) was seamless. I would highly recommend Derek to any friends/family looking to purchase real estate...
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Very fast, low drama closing despite a couple of requests for tweaks on my part that could've been sticky
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
